Credit Analyst I

Oak Valley Community Bank•Oakdale, CA

7d•$45,000 - $70,000•Onsite

About The Position

As a Commercial Banking Credit Analyst I, you will play a crucial role in our banking institution by analyzing credit data and financial information of our clients to determine the risk involved in lending money. You will be responsible for assessing the creditworthiness of our clients and making recommendations to the credit committee. Your work will directly impact the success of our lending operations and the overall financial health of our institution. You will be expected to maintain a high level of accuracy and attention to detail in your work.

Requirements

Bachelor's degree in finance, accounting, economics, or related field
1-2 years of experience in credit analysis or related field
Strong analytical and problem-solving skills
Excellent attention to detail and accuracy
Ability to work independently and as part of a team
Applicant must have performed duties satisfactorily in their current position for at least a period of six (6) months. Employees who have a written warning on file within the prior six-month period, or are on probation or suspension, are not eligible to apply for posted jobs.

Nice To Haves

Experience in commercial lending
Knowledge of lending regulations and compliance
Strong communication and interpersonal skills
Ability to adapt to changing priorities and deadlines

Responsibilities

Analyze financial data and credit information of clients to determine their creditworthiness
Prepare credit reports and make recommendations to the credit committee
Monitor and assess the credit risk of existing clients
Ensure compliance with lending policies and regulations
Collaborate with other departments to ensure smooth and efficient lending operations