Credit Analyst I

First State Community Bank • Columbia, MO

80d

About The Position

First State Community Bank is seeking a quick learning, detail-oriented individual with a strong work ethic for a Credit Analyst position. As Credit Analyst you will provide support to loan officers with responsibility for analyzing and monitoring the credit worthiness of the Bank's customers. This position is available to be filled at any of our branch locations across the state of Missouri.

Requirements

• Bachelor's degree
• Finance or Accounting majors preferred
• No experience required
• Minimum 6 to 9 hours of accounting courses
• Basic analytical skills
• Highly effective verbal and written communication skills
• Basic knowledge of economics and finance
• Good technical reporting skills

Responsibilities

• Performing and documenting credit underwriting for new and existing commercial loans while maintaining privacy and confidentiality
• Performing economic and industry analyses, financial projections and risk assessments
• Conducting extensive credit analyses on existing and prospective customers prior to management or lender making or recommending a credit decision
• Completing majority of watch list reviews, appraisal/evaluation reviews and other projects established by Credit Administration

Benefits

• Competitive pay and benefits package - with variable compensation program based on team performance
• 401(k) with generous employer match benefit
• Helpful, qualified, and available leadership
• A caring, stable work environment

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Bachelor's degree
• Number of Employees: 501-1,000 employees