The Credit Analyst II provides support to the Bank's commercial lending activities by independently identifying and quantifying risks related to business credit requests and existing commercial loan relationships. This role is responsible for conducting a thorough analysis of financial information to assess and monitor the overall financial strength of the Bank's current and prospective borrowers. Communicate findings through written reports and verbal recommendations to optimize credit underwriting decisions. Credit Analyst II collaborates with commercial loan officers and portfolio managers to maintain adherence to the Bank's written lending policies and to mitigate overall risk to the Bank.