Credit Analyst I- Oakdale, CA

Oak Valley Community Bank • Oakdale, CA

112d

About The Position

As a Credit Analyst I, you will play a crucial role in our banking institution by analyzing credit data and financial information of our clients to determine the risk involved in lending money. You will be responsible for assessing the creditworthiness of our clients and making recommendations to the credit committee. Your work will directly impact the success of our lending operations and the overall financial health of our institution. You will be expected to maintain a high level of accuracy and attention to detail in your work.

Requirements

• Bachelor's degree in finance, accounting, economics, or related field
• 1-2 years of experience in credit analysis or related field
• Strong analytical and problem-solving skills
• Excellent attention to detail and accuracy
• Ability to work independently and as part of a team

Nice To Haves

• Master's degree in finance, accounting, economics, or related field
• Experience in commercial lending
• Knowledge of lending regulations and compliance
• Strong communication and interpersonal skills
• Ability to adapt to changing priorities and deadlines

Responsibilities

• Analyze financial data and credit information of clients to determine their creditworthiness
• Prepare credit reports and make recommendations to the credit committee
• Monitor and assess the credit risk of existing clients
• Ensure compliance with lending policies and regulations
• Collaborate with other departments to ensure smooth and efficient lending operations

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree