Credit Analyst-CRE

MidFirst Bank • Oklahoma City, OK

20d

About The Position

The Credit Analyst responsibilities will include, but will not be limited to: Completing spreads of business entities and individuals to summarize their financial condition and performance over a period of time in a consistent and accurate manner. Producing a variety of summary analyses on Commercial Real Estate projects, including leasing reports, operating performance and projections analysis. Assisting Loan Officers in completing reports used by Senior Management in the monitoring and decision making processes. Gather and present information in a concise and meaningful manner. Some of these areas may include: Industries, Commercial Real Estate Markets, Public Real Estate Records, and Public information on Business Entities and Individuals. Perform analysis of business entities and individuals to assess their financial performance and condition, trends, key “drivers”, projections, and risks, with a focus on their ability to service debt. Contacting bank customers to gather information and/or follow-up on required items. Various special projects from Loan Officers and Senior Management. Position Requirements: Bachelor’s degree is required. Accounting, Finance or Economics with a minimum GPA of 3.25. 1 - 5 years of experience in a CRE analyst or underwriter role or a combination of equivalent experience as demonstrated through work training, military or education. Experience with completing spreads and written credit analysis reports on borrowers and guarantors. A solid understanding of Financial Statements and Tax Returns, including General Accepted Accounting Practices. Computer: Proficient with Microsoft Office software, especially Excel and Word. Experience with any of the following a bonus: CoStar Market Analytics, Moody’s Risk Analyst, Fidelity Information Services’ IBS Insight, Hyland Software’s OnBase and Metavante’s BankerInsight To be considered for this position you must reside in the area Incomplete applications will not be considered

Requirements

• Bachelor’s degree is required. Accounting, Finance or Economics with a minimum GPA of 3.25.
• 1 - 5 years of experience in a CRE analyst or underwriter role or a combination of equivalent experience as demonstrated through work training, military or education.
• Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
• A solid understanding of Financial Statements and Tax Returns, including General Accepted Accounting Practices.
• Proficient with Microsoft Office software, especially Excel and Word.
• To be considered for this position you must reside in the area

Nice To Haves

• Experience with any of the following a bonus: CoStar Market Analytics, Moody’s Risk Analyst, Fidelity Information Services’ IBS Insight, Hyland Software’s OnBase and Metavante’s BankerInsight

Responsibilities

• Completing spreads of business entities and individuals to summarize their financial condition and performance over a period of time in a consistent and accurate manner.
• Producing a variety of summary analyses on Commercial Real Estate projects, including leasing reports, operating performance and projections analysis.
• Assisting Loan Officers in completing reports used by Senior Management in the monitoring and decision making processes.
• Gather and present information in a concise and meaningful manner. Some of these areas may include: Industries, Commercial Real Estate Markets, Public Real Estate Records, and Public information on Business Entities and Individuals.
• Perform analysis of business entities and individuals to assess their financial performance and condition, trends, key “drivers”, projections, and risks, with a focus on their ability to service debt.
• Contacting bank customers to gather information and/or follow-up on required items.
• Various special projects from Loan Officers and Senior Management.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level