CRA & Fair Lending Officer

One Community Bank•McFarland, WI

16d

About The Position

Join One Community Bank as a Full-Time CRA & Fair Lending Officer and become a key player in our mission to invest in relationships and support community growth. This position offers the unique opportunity to make a significant impact by ensuring fair access to banking services, promoting equity, and supporting our diverse clientele. Collaborate with a trusted team that encourages new ideas and sees the upside in every challenge. At One Community Bank, your contributions will not only shape the future of our community but also enhance your career in the banking industry. You will receive great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, Long-term and Short-term disability insurance, and pet insurance. Elevate your professional journey with us today. As the CRA & Fair Lending Officer at One Community Bank, you will play a pivotal role in shaping our commitment to community reinvestment and fair lending practices. Your expertise will guide the development, administration, and maintenance of our CRA and Fair Lending programs, ensuring compliance with federal and state laws. Act as a key liaison with regulators, senior management, and community stakeholders while working closely with the VP Compliance on UDAAP regulations. You will manage CRA program initiatives, lead quarterly committee meetings, and ensure the bank meets its community credit obligations. Additionally, your responsibilities will include conducting risk assessments, overseeing Fair Lending compliance, and providing training to colleagues at all levels. By leveraging your knowledge of industry best practices, you will not only enhance our regulatory standing but also solidify our reputation as a trusted community partner, while fostering innovative ideas within our forward-thinking culture.

Requirements

Bachelor's degree in finance, business, economics, or a related field
2-4 years of relevant experience in bank compliance or regulatory functions
Strong command of the Community Reinvestment Act (CRA) and Fair Lending laws (ECOA, FHA, HMDA)
Expertise in CRA data collection, HMDA reporting, and analytics
Ability to interpret regulatory guidance and integrate it into business practices
Strong analytical, organizational, and problem-solving abilities
Excellent written and verbal communication skills
Proficiency with compliance monitoring tools, HMDA/CRA software, and Microsoft Office applications
Proactive approach to compliance
Passion for fostering relationships with community stakeholders

Responsibilities

Development, administration, and maintenance of our CRA and Fair Lending programs
Act as a key liaison with regulators, senior management, and community stakeholders
Manage CRA program initiatives
Lead quarterly committee meetings
Ensure the bank meets its community credit obligations
Conduct risk assessments
Oversee Fair Lending compliance
Provide training to colleagues at all levels