Counsel (US) - – Digital Banking and Innovation Legal Team

TD • Southfield, MI

9d

About The Position

TD's Digital Banking and Innovation Legal Team is seeking a highly-motivated and forward-thinking Counsel to help shape the future of banking in the digital age. This attorney will partner closely with business, technology, risk, and compliance stakeholders to enable responsible innovation throughout the product lifecycle. As a thought leader on the Digital Banking and Innovation Legal Team, the Counsel will help shape risk management frameworks and advise TD Bank US on artificial intelligence, digital assets, digital banking platforms, open banking, electronic payment systems, and related third-party and fintech partnerships. The Counsel will also analyze and apply existing and emerging laws, rules, and regulations to current and future banking products and services across the bank. If you are an intellectually agile attorney seeking an opportunity to practice on the cutting edge of financial services, come join our team!

Requirements

• Bachelors degree required
• JD from accredited law school required
• 5+ Years of related experience
• Admission to appropriate State Bar in good standing and licensed to practice law in the State
• Basic understanding of banking/financial services operations and issues
• Ability to simplify, problem solve, multitask and work effectively against deadlines
• Integrity and high moral standards
• Strong negotiation and conflict resolution skills
• Strong legal research and analysis skills
• Detail oriented
• Must be able to apply legal knowledge to the business
• Ability to exercise sound judgment
• Excellent oral and written communication skills
• Strong teamwork and client skills
• Highly motivated

Nice To Haves

• Excellent verbal and written communication skills, with a focus on practical and actionable advice.
• Curiosity, creativity, and resourcefulness.
• Experience advising banks or other financial services clients in a large law firm setting or similar in-house experience.
• Experience advising on commercial and/or retail banking laws, rules, and regulations, including in the context of emerging technology and novel use cases.

Responsibilities

• Provides consistent and sound legal advice in a clear, concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues; knowing the business and its products, operations, strategy, risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories; and identifying business issues and policies related to the legal requirements, describing legal issues and options to the client
• Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TD's risk appetite and discusses with client how particular actions might be inconsistent
• Effectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation, understanding the dynamics of the process and displaying an effective combination of firmness, tact, patience and respect in dealing with all parties involved
• May supervise administrative and paralegal staff and junior attorneys

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
• Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
• You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees