Counsel - Commercial Banking Services and Contracting

TD Bank • Mount Laurel Township, NJ

86d • $140,000 - $231,000

About The Position

TD Legal is a team dedicated to providing industry-leading advice and counsel to all TD business segments and corporate functions. The CP&S Legal Team supports Corporate Products & Services within the Commercial Bank at TD Bank, advancing business transaction banking, including deposits, payments and cards, treasury management, merchant services and commercial digital platforms for small business, commercial and government customers. As business counsel, we enable their business strategies while managing legal risks presented in day-to-day operations. The team works closely with senior leadership, product managers, relationship managers and sales officers, vendor management, compliance and risk partners, and operations and retail teams throughout the bank. Our legal support includes creating and updating product and service terms; supporting customer contracts and negotiations, account opening processes and channels, customer escalations, and issue remediation; reviewing processes, procedures, communications, and marketing materials; and sourcing legal advice from other teams internal to TD Legal and external law firms as needed.

Requirements

• Bachelors degree required.
• JD from accredited law school required.
• 5+ Years of related experience.
• Admission to appropriate State Bar in good standing and licensed to practice law in the State.
• Basic understanding of banking/financial services operations and issues.
• Ability to simplify, problem solve, multitask and work effectively against deadlines.
• Integrity and high moral standards.
• Strong negotiation and conflict resolution skills.
• Strong legal research and analysis skills.
• Detail oriented.
• Must be able to apply legal knowledge to the business.
• Ability to exercise sound judgment.
• Excellent oral and written communication skills.
• Strong teamwork and client skills.
• Highly motivated.

Nice To Haves

• Corporate transactional legal experience in a law firm or in-house environment.
• Experience drafting and negotiating customer service agreements, procurement contracts or RFPs.
• Experience with business payment networks (e.g., ACH/Nacha rules, wires), cash management, deposits or other banking services.
• Knowledge of laws, rules, and regulations applicable to payments and banking.
• Familiarity with banking or financial operations a plus.
• Experience with digital online platforms, data, privacy or financial services marketing a plus.

Responsibilities

• Provides consistent and sound legal advice in a clear, concise and responsive manner.
• Takes initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues.
• Knows the business and its products, operations, strategy, risk appetite and regulatory environment.
• Owns the role of interpreting legal requirements through a balanced understanding of the law and business context.
• Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate.
• Effectively contributes to and/or leads negotiations and conflict resolutions.

Benefits

• Base salary and variable compensation/incentive awards.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO).
• Banking benefits and discounts.
• Career development opportunities.
• Reward and recognition programs.

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree