Corporate Banking Analyst

Grove Bank & Trust • Miami, FL

12d

About The Position

SUMMARY: The Corporate Banking Analyst performs a supporting role, focusing on sourcing financing opportunities, credit risks analysis, credit risks monitoring, and on-going management of corporate clients. Performs other related duties as necessary.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
• Minimum 1-3 years of experience in corporate banking or investment banking.
• Experience in credit analysis in a similar position.
• Good knowledge of financial analysis & credit risk assessment.
• Understanding of the operational aspects of client relationships.
• Understanding of operational procedures and compliance rules and guidelines.
• Proficient in MS Office Suite.
• Self-leadership skills.
• Time management; prioritization skills.
• Strong interpersonal and communication skills.
• Detail-oriented with excellent problem-solving abilities.

Nice To Haves

• CPA, CFA, or Master’s (or in progress) highly preferred.

Responsibilities

• Maintain continuous contact with key syndication banks in Corporate and Investment Banking space, primarily those specializing in leveraged finance, M&A finance and structured finance facilities for the purpose of sourcing new financing opportunities.
• Establish and expand the Bank's relationship with investment banks and key financial sponsors across a wide variety of industries.
• Prepare Credit Approval Memorandums for presentation to applicable approval authority committee. The memos will be for existing loans, new potential loans, Annual Reviews (to be completed on time), waivers, amendments, and others as required.
• Underwrite and analyze loans by evaluating and reviewing loan information, including but not limited to financial projections, risk mitigation, financial statements, financial models, lender presentations/decks, public filings, data rooms, diligence reports, appraisal reports, and other related loan information and supporting documentation.
• Ensure that the loan package complies with credit, underwriting standards and lending/credit policies.
• Pro-actively anticipate questions/topics that credit committee members will likely focus on, sufficiently address those topics and include in the credit documents, and be prepared and ready to address/discuss those points at committee if needed.
• Assist the Corporate Banking group concerning loan policies and procedures, quality control matters, loan review, and underwriting.
• Assist in monitoring the financial performance of the portfolio, completing waivers and amendments, assisting with quarterly and other reporting.
• Participate in Corporate Banking pipeline meetings.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level