Conventional Mortgage Underwriter (Remote)
About The Position
Remote Conventional Mortgage Underwriter If you are a Remote Conventional Mortgage Underwriter with experience, please read on! Top Reasons to Work with Us We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately. What You Will Be Doing - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. - Apply and interpret company underwriting guidelines and makes sound credit decision. - Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. - Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determine any conditions, stipulations or pre-funding requirements. - Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. - Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. - Possess excellent computer skills and working knowledge of Microsoft Office products. What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S.
Requirements
- 4+ years of Conventional mortgage underwriting experience.
- DU and LP experience required
- Applicants must be authorized to work in the U.S.
Nice To Haves
- FHA DE/ Direct Endorsement designation are a plus
- VA SAR designation experience preferred but not required
- Experience with Encompass preferred
Responsibilities
- Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
- Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
- Apply and interpret company underwriting guidelines and makes sound credit decision.
- Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
- Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
- Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
- Determine any conditions, stipulations or pre-funding requirements.
- Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.
- Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.
- Possess excellent computer skills and working knowledge of Microsoft Office products.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
