Controller — FOUR (PROG Leasing) | Hybrid

Prog Leasing•Miami, FL

12d•Hybrid

About The Position

Progressive Leasing is a leading provider of in-store and e-commerce lease-to-own solutions. As an almost 20+ year old FinTech company that has gone from start-up to industry leader, we know how to innovate, simplify, and value all people. We are a company founded on our grit and we are constantly looking to the future. As an ever-evolving group of entrepreneurs and technologists, we strive to do the right thing period in all aspects of our work. We are a subsidiary of PROG Holdings ( NYSE: PRG ), an exciting FinTech holding company, with three business segments including Progressive, Vive Financial , and Four , a B uy Now Pay Later (BNPL) platform. Four Technologies is a fast‑growing, Miami‑based fintech company offering Buy Now, Pay Later (BNPL) solutions that help shoppers split purchases into four interest‑free payments while driving higher conversion, larger basket sizes, and stronger revenue for retailers. Founded in 2018, Four continues to scale quickly as demand for flexible payment options accelerates. Learn more at paywithfour.com. We’re hiring a strategic, AI‑forward Controller who will be a PROG Leasing employee supporting the FOUR business. In this role, you’ll report to PROG’s Principal Accounting Officer while partnering day‑to‑day with the President of Four and the Four leadership team. You’ll help build the financial infrastructure that enables Four’s next stage of growth—ensuring accuracy, operational rigor, and scalable processes in a high‑volume, fast-moving environment. This isn’t a traditional Controller role. You’ll be hands‑on with complex revenue operations, embed in strategic discussions, and use AI and automation to modernize how the function operates. You’ll influence margin expansion, decision‑making, and operational efficiency—not just report on the numbers. This is a hybrid role aligned to Eastern time, with periodic in‑office presence in Miami, FL and periodic travel to Draper, UT.

Requirements

10+ years of experience in accounting/finance leadership, including Controller or Senior Accounting Manager roles
Direct experience with complex revenue operations at scale on lean teams
Deep familiarity with DTC economics, revenue flows, marketing attribution, and digital product accounting
Experience with multi-currency, global accounting requirements
Comfortable with cloud expense accounting (Azure, AWS, and related infrastructure platforms)
Strong Power BI experience and data-driven insight generation
Technology-forward orientation—comfortable with automation, AI, and modern tooling
Experience preparing for and communicating with Boards of Directors
Experience working with a modern ERP system, including leveraging the technology to streamline the financial close process
Bachelor's degree in finance, economics, accounting, or related field
CPA required
High integrity and uncompromising standards—you never accept shortcuts
Comfortable challenging leadership on day one; equally comfortable being challenged intensely in return
Coachable and able to act quickly on constructive feedback
Hungry to learn and improve every day
Strong communicator using modern collaboration tools (Slack, Confluence)
Someone the VP of Financial Reporting and President of Four can trust immediately to do the right thing
Willing to work long hours during critical periods (month-end, quarter-end, audits)
Eastern time work alignment to maximize collaboration with the Four team
Comfortable wearing many hats across Finance, Ops, and Analysis
Able to be in the Miami office at least one week per month (up to three during peak periods)
Able to be in Draper, Utah at least one week per quarter to maintain PROG alignment and relationships

Responsibilities

Execute all Controller duties with meticulous accuracy and uncompromising standards
Own monthly reporting with confidence-inspiring precision
Prepare and present financial reports to the executive team monthly
Responsible for maintaining Four’s internal controls over financial reporting, including ensuring the ongoing operating effectiveness of all key controls
Lead and coordinate all internal and external audit requests, ensuring high-quality, audit-ready support across a fast-moving, lean organization
Partner with PROG Holdings accounts payable shared service function to ensure accuracy and completeness Four’s monthly operating expenses
Partner with other PROG Holdings and Four technology functions for continuous process improvement to ensure the highest-quality data and results
Provide oversight, and hands-on coaching to a lean accounting team of two, setting clear expectations and maintaining high standards
Oversee Four’s compliance with CECL accounting standards, including governance, methodology oversight, and accurate financial reporting for its provision for credit losses
Develop performance dashboards and KPIs for operational and executive decision-making
Embed into strategic discussions on interchange economics, underwriting optimization, loyalty programs, and new revenue streams
Support margin expansion through modern processes, tooling, and automation
Stay dialed into all areas of Four to ensure Accounting keeps pace with product, data, and global expansion
Harmonize Four's speed and agility with PROG's standards and rigor
Build strong relationships across PROG Holdings and connect them to the Four team
Adopt and translate PROG Accounting standards effectively for Four's context, including the implementation of new accounting policies for changes in Four’s operating model, as needed
Unify processes between PROG and Four while maintaining Four's operational velocity
Serve on PROG’s Disclosure Committee to ensure proper disclosures and reporting in all SEC filings