Contact Center Member Service Specialist (Location: Tallahassee, FL)

VyStar Credit Union•Tallahassee, FL

8d•Hybrid

About The Position

At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week. We encourage you to become a part of VyStar Credit Union's family of employees. SELECTION PROCESS: As part of our preliminary recruiting process, we kindly ask candidates to complete an online assessment sent to their email from our third-party vendor, HireVue. To be considered, please complete the assessment within the allotted time. If you don't receive it after applying, check your spam folder. Assessment results are valid for 6 months. Accountability Statement The incumbent’s primary function is to effectively use VyStar Excellence principles during telephone contact with members in the course of daily business. Thus, the incumbent must adhere to the Standards of Excellence and behaviors associated with VyStar Excellence. The incumbent is to integrate people, processes, and technology to enhance relationships with members to maximize the growth and market share of VyStar Credit Union. In the call center environment, the incumbent is expected to listen to members attentively, to determine their needs and to offer appropriate products and/or services to enhance the member experience. The incumbent in this position is accountable for offering products and services to deepen current relationships and improve the satisfaction and loyalty of credit union members. The incumbent is individually and collectively responsible for reaching department and corporate goals. The quality of the incumbent’s calls will be closely monitored via a call recording system to ensure members are receiving quality service. The incumbent will make independent decisions that benefit the member and VyStar. The incumbent must be able to quickly adapt to changes and handle any additional assignments for the daily operation of the Call Center. This position has opportunities for advancement and pay increase through the completion of the Member Service and Loan Training Programs. The incumbent must demonstrate proficiency in handling all types of calls in addition to completing required Computer Based Training courses before being certified or qualified to apply for Level II.

Requirements

A minimum of one year experience in a position of direct member/customer contact in financial institutions, especially in a call center environment, is preferred
The minimum formal education required is a high school diploma or its equivalent.
The candidate for this position must have a personality that enjoys talking to members on the phone.
Must possess excellent listening and comprehension skills with proper telephone etiquette.
Must have excellent verbal, written communication and telephone skills.
Must have accurate data entry skills and be proficient in PC skills including Microsoft Word, Outlook, Internet access, etc.
Must be able to communicate necessary information clearly.
Must be professional in appearance and attitude.
The candidate for this position may be tested for their effectiveness for providing excellent member service through the telephone, chat room and email during the hiring process.
The Contact Center operates Monday through Saturday from 7:00am - 7:00pm. The Contact Center Member Service Specialist must be flexible to work any day or shift during our business operational hours.
Must have the ability to work a hybrid schedule

Nice To Haves

Having sales experience in the financial environment is preferred.
Also, having prior exposure to the lending process, familiarity with analyzing credit reports and exposure to interest computation methods is preferred.

Responsibilities

Provide quality member services to our members by performing transactions that are requested by members or answering their questions, which may be related to Internet Banking, MagicTouch, their account history or member service, loan, VyStar Investment Services products and/or VyStar Real Estate Services.
Offer loan related products such as GAP, IWS, Credit Life & Disability Insurance in addition to VyStar Investment Services, VyStar Real Estate Services, other Savings Accounts, Checking Accounts, Money Market Accounts, IRA accounts, CDs, etc. based on our members’ needs.
Offer loan products, such as auto loans, credit cards, large luxury items and mortgage products, which may be referred to the more experienced Call Center Member Relationship Specialist team.
Adhere to the Standards of Excellence and behaviors associated with VyStar Excellence.
Exhibit courteous and professional telephone etiquette in all member contacts while conducting effective fact finding to understand the member’s needs and issues and making independent and appropriate decisions in resolving members’ problems as well as in offering appropriate products.
Maintain confidentiality and integrity of information related to all member accounts.
Attain proficiency in all available tools.
Attain knowledge of Regulation CC, Regulation D, Regulation B and Regulation Z, Bank Secrecy Act/Anti-Money Laundering (BSA/AML), Currency Transaction Report (CTR), etc.
Offer loans whenever appropriate based on members’ needs and properly document credit applications and to process them in a timely manner (if trained for originating loans).
Provide the same professional and quality service to employees in other departments, other businesses and financial institutions based on the VyStar Excellence concept when working to resolve member problems.
Accountable for departmental standards for productivity, quality of service, and schedule adherence, unscheduled leave occurrences, and late log-ins.
Familiarized with call recording technology in order to review calls rated by Quality Assurance representatives.
Learn how to review work schedules and to request vacation/sick leave request online through the Workforce Management system as well as to be familiar with the e-Time system.
Performs all other duties as assigned.
Proactively help identify, assess, manage, and report risks within their domain of work.
Maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates.
Focus your full attention by carefully listening to and observing client or member.
Consistently be friendly and approachable. Demonstrate your care.
Listen empathetically and ask questions (70%/30% rule).
Recommend solutions based on your member’s needs and objectives.
Ensure that member’s expectations were exceeded. Verify necessary follow-up actions.