Consumer Residential Lending Specialist

Frost Bank • Kerrville, TX

173d

About The Position

As a Consumer Residential Lending Specialist, you are responsible for managing lending activities for a small geographic region or portfolio and you will develop and market to a network of referral sources to originate loans. You utilize data driven insights regarding potential referral sources across an entire market area to ensure that calling efforts are made in a way that achieves penetration throughout a complete geographic region. More than that, this role is about building relationships and doing so with integrity, caring, and excellence in mind.

Requirements

• 1+ years experience in Mortgage/Consumer Lending.
• Proficient with Microsoft computer applications.
• Excellent written and verbal communication skills.
• NMLS license; the ability to transfer license to Frost or obtain license within 60 days.

Nice To Haves

• Bachelor's degree.
• Advanced knowledge of real estate loan transactions for purchase, home equity, and home improvement loans.

Responsibilities

• Initiate and maintain contact with mortgage lenders & brokers, home improvement & pool contractors, real estate agents, and other referral sources to ensure a network of community partners that help connect Frost with customers that would benefit from our loan products.
• Serve as a back-up and provide assistance to more senior staff when necessary to ensure customers are provided with excellent service.
• Work with other departments to ensure that all loans are closed and processed efficiently and accurately.
• Act as a liaison between the branches and the main office, reporting changes in prices and market conditions.
• Follow all changes in government regulations and communicate them with staff.
• Ensure compliance with Bank policy and Federal/State laws and regulations applicable to this area.
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes.

Benefits

• Medical, dental, vision, long-term disability, and life insurance.
• 401(k) matching.
• Generous holiday and paid time off schedule.
• Tuition reimbursement.
• Extensive health and wellness programs, including our Employee Assistance Program.
• Referral bonus program + more!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree