Consumer Real Estate Loan Documentation Specialist

Bryant Bank • Hoover, AL

12d

About The Position

The Consumer Real Estate Loan Documentation Specialist role is responsible for preparing and ensuring the accuracy and compliance of all consumer real estate loan documentation. The ideal candidate will have a strong understanding of mortgage lending regulations, specifically TRID, exceptional attention to detail, and the ability to work efficiently in a fast-paced environment.

Requirements

• Strong knowledge of residential mortgage lending regulations, including TRID, RESPA, TILA, ECOA, FCRA, and HMDA
• Exceptional attention to detail and accuracy in reviewing complex documentation
• Strong organizational and time management skills with ability to manage multiple priorities and meet deadlines
• Excellent written and verbal communication skills
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook)
• Ability to work independently with little supervision
• Ability to multi task and prioritize workload in a fast-paced work environment
• High school diploma or GED required
• Minimum 2-3 years of experience in mortgage loan documentation, closing, or processing

Nice To Haves

• Jack Henry system knowledge preferred
• LaserPro system knowledge preferred
• Associate's or Bachelor's degree in Business, Finance, or related field preferred

Responsibilities

• Prepare and coordinate consumer real estate disclosures, ensuring all disclosures are timely and accurate in accordance with regulatory requirements
• Prepare and coordinate consumer real estate loan closing documentation, ensuring all documents are accurate and in accordance with regulatory requirements
• Review title commitments, insurance policies, and other third-party reports to identify and resolve any issues that may affect document accuracy
• Maintain clear communication with loan officers, processors, and underwriters to facilitate smooth loan closings
• Verify all conditions of approval have been satisfied prior to closing
• Maintain organized loan files in electronic format in accordance with record retention policies
• Assist with internal and external audits by providing documentation and responding to audit findings
• Stay current with changes in mortgage lending regulations and industry best practices through continuing education and training
• Performs other related duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED