Consumer Loan Processor

Hy-Vee, Inc. • Chariton, IA

2d • Onsite

About The Position

At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Bank Job Title: Consumer Loan Operations Processor Department: Banking FLSA: Non-Exempt General Function The Consumer Loan Operations Processor is responsible for all operational functions associated with the loan process. Prepares preliminary disclosures and/or closing documents for consumer loans and ensures all pre-funding and post-closing functions are complete.

Requirements

• Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
• Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
• Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.)
• Good verbal and written communication skills.
• Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
• Strong detail orientation including the ability to review forms for accuracy and completeness.
• High School diploma or equivalent.
• Minimum of one year of banking or real estate experience required.

Responsibilities

• Prepare prelims and/or closing documents
• Order services as needed
• Verify all loan conditions are met
• Enter/update Hy-Vee payroll deductions
• Monitor tickler list and update as needed
• Quality Control post-closing
• Verify all required documents are in the file and signed
• Verify all necessary information is on IS View, Insight, Laser Pro and/or Encompass
• Review, sort, mail or process, any notices that are generated, i.e., past due, insurance, renewal, etc.
• Review reports / balance accounts i.e., FHLB, CSO, Escrow, Loans Control, Loans in Process (WIP) etc.
• Escrow analysis/pay taxes, PMI and insurance
• Process paid notes and release collateral
• Calculate /process loan payoffs
• Assist customers and employees with loan questions
• Maintenance loans, forms or documents as needed
• Process/monitor PMI notices/escrow refunds /cancellations/monthly billing
• Investor/Mortgage loans
• Book mortgage and consumer loans into FIS system
• Verify disbursements are complete and balanced

Benefits

• When you become an employee of Midwest Heritage, you enjoy the friendliness and direct customer care of a community bank while also enjoying the many benefits of a larger organization, Hy-Vee.
• Hy-Vee is one of the largest employee-owned companies in the United States.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees