Consumer Loan Processor

Univest Financial Corporation•Souderton, PA

6d•$15 - $27

About The Position

Join Univest as a Consumer Loan Processor! Are you highly organized, detail-oriented, and ready to thrive in a fast-paced environment? Univest Financial Corporation is seeking a motivated Consumer Loan Processor to join our team. In this role, you’ll play a vital part in helping customers achieve their financial goals by ensuring the smooth and timely processing of their loans. If you have experience in mortgage or consumer banking, strong communication skills, and a passion for customer service, we invite you to grow your career with Univest! Hours Monday - Friday from 8am - 5pm

Requirements

High school diploma or equivalent to 1+ years of experience in Mortgage or Consumer banking
Ability to work in a fast-paced environment while interacting with branch staff, sales staff, vendors, and customers.
Must be highly organized, detail oriented, and able to work with multiple deadlines.
Demonstrated ability to work through and resolve problems
Must possess a positive attitude, strong communication and customer service skills

Nice To Haves

Knowledge of consumer loan guidelines, regulations and requirements preferred
Knowledge of Microsoft Office, Encompass 360, and Meridian link systems highly preferred

Responsibilities

Responsible to comply with laws and regulations that apply to the position, including the Univest Code of Conduct
Pipeline consists of all the loan products, primarily residential secured loans.
Ensure timely and independent processing of loan files, in compliance with all applicable laws, regulations, corporate policies and procedures, including:
Review the application package for completeness and conformity to the applicable loan program requirements
Complete and deliver the application and loan disclosures in compliance with the required timeline/regulations for the appropriate loan program
Order and track applicable services such as, Social Security Verifications, IRS tax Transcripts, Appraisal and Title
Request and track additional documentation needed to submit the loan file to underwriting, from the branch and/or borrower
Review and analyze the income documentation and appraisal, calculate income, DTI and CLTV, and validate that the documentation agrees with the loan request.
Review the title to ensure the lenders intended lien position. Investigate and resolve any lien and /or judgment issues
Obtain any additional documentation from customer to clear all underwriting conditions and prepare file for closing
Ensure all loans are updated throughout the process in the Encompass or Meridian Link
Monitor pipeline to ensure that all regulatory timeframes are met
Perform additional duties as requested/required

Benefits

Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
Paid Time Off (PTO): 15 days annually (prorated your first year)
Short Term Disability: 720 hours of sick time with a doctors note after 6 months of service
Holiday Time Off: 11 paid holidays
We offer company paid life insurance: as well as other supplemental insurances
Tuition reimbursement
Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
Discounts: on loan products
Professional development trainings