Consumer Loan Intake Analyst

South State Bank • Winter Haven, FL

1d

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES Responsibilities include the review of consumer loans for income and supporting documents related to the credit decision in accordance with established bank guidelines, State/Federal regulations, and Fair Lending practices. Communicates with the originating Loan Officer to request additional information, product review and supporting documents. Provides lender support as it pertains to product structure, income documents and supporting documentation.

Requirements

• High School Graduate
• Minimum of 2 years consumer real estate and non-real estate secured loan experience required.
• Excellent interpersonal skills, general computer skills, ability to read, write, speak, and understand English
• General knowledge of consumer loan income documentation, including QM/ATR applications
• Strong written and verbal communication skills
• Customer service
• General banking knowledge
• Ability to problem solve, multi-task and prioritize workload
• Ability to perform in fast paced environment and adapt to constant changes

Responsibilities

• Review submitted income documents for consumer real estate loans in accordance with established bank policies and product guidelines.
• Ensure all required documents are present prior to releasing for credit review and underwriting, to including credit history review and qualifying income documentation.
• Assist with income analysis and underwriting.
• Review of real estate tax bills, homeowner’s insurance statements, mortgage statements, and any other supporting documents related to the credit decision.
• Drive production and support underwriters to achieve the established service level goals.
• Communicate required documentation to lenders in a positive and professional manner.
• Provide lender support in the areas of loan product, policy, procedure, loan structure and pricing.
• Performs other duties, as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees