Consumer Loan Collateral Specialist I

Park National Bank•Newark, OH

About The Position

JOB RESPONSIBILITIES Accurately board collateral loan data to host system Ensure all liens are fully secured on every collateralized consumer loan, including timely processing of liens and maintaining accurate documentation. Ensure the bank’s lien positions on all collateral are properly perfected, maintained, and released in a timely manner Audit and ensure proper documentation for all title processing on vehicle purchases Perform basic research requests for lien placements and terminations, including contacting title offices in other states, under direct supervision. Stay current with bank, investor, and regulatory changes, including out-of-state changes in title and vehicle registration processes, and assist in communicating changes to other collateral associates Provide general guidance and support to the affiliate banks and dealers in regard to collateral maintenance Manage the processing of titles for newly financed vehicles, ensuring timely and accurate completion and match titles to appropriate loan files when received Apply State of Ohio and other US states’ vehicle laws, lien placement and title assignments in order to protect the Bank's security interest Process electronic titles using the online electronic system and file/terminate UCC statements using the Secretary of State site, when applicable. Complete compliance on secured installment collateral to verify accurate lien information Identify and resolve discrepancies in incomplete collateral documentation or lien status. Make recommendations to management for improved workflow and service to customers Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks Deliver a consistent, high level of service within our Serving More standards Other duties as assigned

Requirements

Must possess high school diploma or equivalent
Notary License
Demonstrate a willingness to learn and maintain understanding of all aspects of the position
Deliver consistent, high level of service within our Serving More guidelines
Interpersonal/Customer Service Skills
Written and Verbal Communication
Ability to understand and follow directions
Adaptable to change
Basic Computer Skills
Ability to build collaborative relationships
Organizational Skills/Detail Oriented
Analytical Thinking
Able to Multi-Task or Juggle Priorities
Problem/Situation Analysis
Ability to work as part of a team

Nice To Haves

Knowledge of Premier Navigator, including inquiry and maintenance capabilities, and Microsoft Office programs preferred.
General understanding of collateral and perfection of a vehicle lien is a plus.
Leadership/Management Skills
Technical Expertise
Strategic Planning and Decision Making
Ability to develop or mentor others

Responsibilities

Accurately board collateral loan data to host system
Ensure all liens are fully secured on every collateralized consumer loan, including timely processing of liens and maintaining accurate documentation.
Ensure the bank’s lien positions on all collateral are properly perfected, maintained, and released in a timely manner
Audit and ensure proper documentation for all title processing on vehicle purchases
Perform basic research requests for lien placements and terminations, including contacting title offices in other states, under direct supervision.
Stay current with bank, investor, and regulatory changes, including out-of-state changes in title and vehicle registration processes, and assist in communicating changes to other collateral associates
Provide general guidance and support to the affiliate banks and dealers in regard to collateral maintenance
Manage the processing of titles for newly financed vehicles, ensuring timely and accurate completion and match titles to appropriate loan files when received
Apply State of Ohio and other US states’ vehicle laws, lien placement and title assignments in order to protect the Bank's security interest
Process electronic titles using the online electronic system and file/terminate UCC statements using the Secretary of State site, when applicable.
Complete compliance on secured installment collateral to verify accurate lien information
Identify and resolve discrepancies in incomplete collateral documentation or lien status.
Make recommendations to management for improved workflow and service to customers
Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Serving More standards
Other duties as assigned