Consumer Lending Sales Specialist - Full Time

Purpose Financial/Advance America•Modesto, CA

12d•Onsite

About The Position

Since 1997, Advance America has helped millions of hardworking people with a variety of personalized financial solutions. We are a nationally recognized, fully licensed financial services company with over 1,200 locations and online lending services. We are currently seeking highly-skilled, career-oriented individuals ready to be part of a growing company! We offer: Competitive Wage Bonus Potential Life/Health Benefits 401(k) Savings Plan Educational Assistance Paid Vacation/Holidays Great Schedules Comprehensive Training To learn more about Advance America visit the Advance America Website or text “Advancejobs” to 25000. Position Summary The Consumer Lending sales Specialist (CLSS) position is a performance based, hands-on, customer-focused role that is responsible for delivering results related to individual and branch sales goals as well as customer expectations. Job responsibilities are expected to be completed in a manner that complies with all federal and state regulations and adheres to company policies, procedures, and practices. This position is responsible to perform an active role in meeting all performance goals and metrics for the center as defined by management. In order to do so, this position requires attention to detail, excellent customer service skills, and a passion for sales and customer acquisition. This position is responsible to develop, assist, and participate in all marketing and collection efforts, both internally and externally.

Requirements

High School Diploma or equivalent required; some college preferred.
Sales and/or customer service experience required, or equivalent experience.
One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.
Strong math skills, including the ability to count cash; professional verbal communication by phone and in person; ability to read, write, evaluate, and apply complex and detailed information; may work alone; ability to interact professionally and exhibit appropriate social skills; ability to negotiate payment terms and effectively communicate loan requirements; ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees; ability to use computer programs required to process customer transactions; ability to maintain composure in stressful situations; ability to follow procedures in the normal course of business and in stressful situations; ability to develop and maintain business relationships.
Must have a valid driver’s license and access to insured, reliable transportation.
Ability to travel within division for marketing, collections, staffing, special events, and banking responsibilities.
Must be 18 (except in AL where the age requirement is 19), eligible to work in the USA, and able to successfully complete all post offer screens, including a criminal background check, MVR, credit check if required by state law, and reference check.
Regular and punctual attendance is required.
Schedules may be changed as needed to accommodate business needs.
Overtime may be required.

Nice To Haves

One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.
some college preferred.

Responsibilities

Actively assist in meeting the center’s performance metrics as defined by management.
Utilize sales tools to provide an exceptional customer experience and to use sales and marketing techniques inside and outside of the branch to ensure the branch is the customer acquisition engine that drives new customer growth into storefront and online channels.
Be responsible for day-to-day servicing of an ever-growing consumer loan portfolio.
Present financial solutions, based on customer needs that meet their goals.
Develop new relationships and maintain existing relationships while working with customers throughout the loan process and loan life cycle.
Educate customers on the terms and conditions of their loans to ensure a clear understanding of the products they have selected.
Effectively build trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, core values and our company’s purpose.
Deploy marketing efforts in the community to generate sales and customer growth, and complete marketing tracking sheets as required.
Assist in managing the P&L to meet all budgeted numbers and in meeting management’s expectations related to center performance.
Adhere to the Company’s policies, procedures, Creed, and to all applicable state and federal regulations.
Maintain accurate cash controls and ensure that security procedures are in line with Company and Loss Prevention (LP) Standards.
Enter customer and transaction information accurately into the point of sales system, and create and maintain accurate customer files with all required documentation.
Perform and document collection calls, field visits, and any other approved collection activities.
Complete other duties as assigned.
Work closely with and support others in a positive, team environment to enhance the customer experience.