Consumer Governance Program Manager

Texas Capital Bank•Austin, TX

10d

About The Position

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com . Responsibilities: Driving the overall operational safety and soundness of the Consumer line of business (LOB), including fostering collaboration with 1LOD and 2LOD to drive risk management throughout the product lifecycle and providing thought leadership to the Consumer LOB. Remaining knowledgeable about the Compliance risk domain, including but not limited to Deposit Compliance, in the functional areas across the Consumer Banking, Small Business, and Retail business lines, including areas of cross organizational risk. Supporting the Consumer Banking and Retail business lines in identifying and mitigating Compliance and Operational risks. Managing Consumer and Small Business Terms and Disclosures processes by tracking necessary changes, working with the Compliance and Legal teams for alignment and approval, working with internal teams to notify customers of changes and publishing updates. Participating in the preparation and delivery of presentations to various levels of management in written and verbal formats, including documenting and reporting risk throughout the risk management lifecycle. Supporting end-to-end consumer product development, maintenance, and processes to streamline consumer banking product offerings and ensure regulatory compliance. Managing Consumer Governance and Operations Analysts and supporting direct reports’ responsibilities. Performs other duties and projects as assigned.

Requirements

Bachelors degree is required
Must have at least 7 years banking with a focus on risk management, compliance, operational risk banking operations or related field
Solid understanding of banking processes, consumer banking products, and compliance risks.
Ability to be well organized, team-player, motivated, and flexible with working hours
High proficiency in the use of MS Excel, MS Word, MS PowerPoint, MS Outlook
Outstanding oral and written communication skills
Must be comfortable in providing leadership and guidance on consumer compliance risks to senior level managers.
Ability to multi-task and be detail oriented
Strong time management skills with the ability to work independently
Proven ability to proactively solve problems and develop strategic recommendations at a financial institution (or similar)
Demonstrated ability and desire to thrive in a challenging fast paced work environment
Strong interpersonal skills, excellent communication skills, the ability to work effectively and build relationships both internally and externally
Possesses excellent decision quality and can make independent decisions
Proven ability to lead people and get positive results through others, requiring in-depth experience of collaborating between staff and team members for best results
Must be flexible and adjust to schedule and adapt to changing business priorities

Nice To Haves

Business knowledge - ability to understand the business and knowledge of regulations surrounding the business.
Work autonomously to affect change - flexible, adaptable to shifting priorities; manage competing priorities to achieve the most effective result and able to work in a fast-paced, results driven environment.
Decision Making/Judgement - moderate level of independent decision-making using sound judgement.
Communication/presentation - excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner.
Problem solving / Analytical skills - solid critical thinking, attention to detail and analytical skills; able to synthesize large amounts of data and formulate appropriate conclusions
Implementation skills
Writing action plans, procedures, and recommendations
Process development
Change management
Networking - strong interpersonal skills; strong collaboration and relationship building skills.

Responsibilities

Driving the overall operational safety and soundness of the Consumer line of business (LOB), including fostering collaboration with 1LOD and 2LOD to drive risk management throughout the product lifecycle and providing thought leadership to the Consumer LOB.
Remaining knowledgeable about the Compliance risk domain, including but not limited to Deposit Compliance, in the functional areas across the Consumer Banking, Small Business, and Retail business lines, including areas of cross organizational risk.
Supporting the Consumer Banking and Retail business lines in identifying and mitigating Compliance and Operational risks.
Managing Consumer and Small Business Terms and Disclosures processes by tracking necessary changes, working with the Compliance and Legal teams for alignment and approval, working with internal teams to notify customers of changes and publishing updates.
Participating in the preparation and delivery of presentations to various levels of management in written and verbal formats, including documenting and reporting risk throughout the risk management lifecycle.
Supporting end-to-end consumer product development, maintenance, and processes to streamline consumer banking product offerings and ensure regulatory compliance.
Managing Consumer Governance and Operations Analysts and supporting direct reports’ responsibilities.
Performs other duties and projects as assigned.