Consumer Deposit Senior Product Analyst

Truist • Charlotte, NC

3d • Onsite

About The Position

As a Consumer Deposits Senior Product Analyst supporting the consumer savings portfolio, you will play a critical role in driving deposit growth by ensuring the portfolio delivers best-in-class products that meet evolving client needs and remain competitive in the market. You will identify and lead product enhancement initiatives, monitor and report on portfolio performance, track competitive trends, and deliver data-driven insights to inform pricing and campaign strategies. You will partner cross-functionally to optimize balance growth, profitability, and overall client experience.

Requirements

• Bachelor’s degree in a business-related major with a strong academic record, or equivalent education and related training
• 4+ years of work experience within Banking or Financial Services
• Strong partnership-building and collaboration skills with proven ability to drive projects to completion.
• Strong analytical and creative problem solving skills - ability to generate actionable insight and recommendations based on analytics.
• Demonstrated success working within cross-functional teams without formal authority
• Excellent written and verbal communication skills. Ability to clearly convey insights and conclusions to peers and managers.
• Ability to successfully handle multiple priorities based on senior management direction
• Ability to work independently and as a member of a team, and ability to take initiative and adapt to new responsibilities.
• Demonstrated ability to follow risk management guidelines and procedures and to identify and escalate risks.
• Ability to interact with third party vendors on ongoing monitoring and partnership activities.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
• Ability to travel, occasionally overnight

Nice To Haves

• 3+ years combined experience in Deposits Product Management, consumer banking, small business banking, debit or payments.
• Previous experience working with partners in marketing, finance, acquisitions, product development and analytics.
• Understanding and experience on client interaction and client management. Experience working in a branch or client contact center.
• Experience in the Product Management lifecycle including idea generation, developing, implementing and managing products and services
• Experience working with data analytics partners.
• Project Management experience

Responsibilities

• Identify and execute product enhancements by analyzing business and client needs, documenting requirements, measuring performance, and interpreting results to drive profitable growth, operational soundness, or regulatory compliance. Lead product development initiatives and other projects.
• Track and monitor portfolio performance including new account openings, balances, channel mix, and trends in client behavior. Analyze peer offerings and maintain a deep, ongoing understanding of competitive product features and rates.
• Assist in the design and execution of marketing, promotional and sales campaigns to drive client acquisition, deepening and retention for deposits.
• Build and maintain strong working relationships with key partners (Marketing, Legal, Risk, Compliance, Distribution, Servicing, Operations, Analytics, Technology, etc.).
• Partner with analytics teams to identify and conduct analysis around client behavior and needs.
• Perform research into competitor products and industry trends.

Benefits

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees