Consumer Credit Representative II - Buffalo NY

M&T Bank • Buffalo, NY

6d • $23 - $38 • Hybrid

About The Position

Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. Primarily support loans sourced through Indirect channels such as car and boat dealerships, requiring regularly working weekend or evening hours to support these dealerships

Requirements

• Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience

Nice To Haves

• Previous Consumer credit experience preferred

Responsibilities

• Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
• Decision all newly originated vendor and business partner requests within established guidelines.
• Follow matrix and refer exceptions to senior management.
• Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
• Communicate loan decisions to dealers, brokers and customers on a daily basis.
• Maintain professional etiquette and adhere to Privacy Act Guidelines.
• Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
• Monitor assigned individual and regional work queues.
• Perform other duties and projects as requested by management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 5,001-10,000 employees