Construction Loan Administrator

C&N • Loyalsock Township, PA

9d

About The Position

You’re detail-oriented, analytical, and comfortable managing complex processes
in a fast-paced lending environment. At C&N, we’re seeking a Construction Loan
Administrator to oversee and manage our residential construction loan portfolio
after origination.

In this role, you’ll monitor construction progress, manage draw disbursements,
ensure compliance with regulatory and investor guidelines, and identify
potential risks. You’ll serve as a key point of contact across multiple
partners—including lenders, contractors, and appraisal management
companies—helping ensure projects stay on track and loans are administered
accurately.

If you enjoy working at the intersection of operations, risk management, and
customer service, this role offers an opportunity to make a meaningful impact.

Requirements

• Education & Experience – You will need a high school diploma or general education degree (GED) AND 2–4 years of experience in mortgage lending, construction loan administration, loan servicing, or related areas OR an equivalent combination of education and experience.
• Knowledge of residential construction lending and draw processes
• Understanding of investor guidelines and mortgage insurance requirements
• Strong analytical and problem-solving abilities
• Attention to detail and organizational skills
• Ability to manage multiple deadlines and priorities
• Strong communication and collaboration skills

Responsibilities

• Construction Loan Administration: Manage post-origination construction loans by reviewing draw schedules, processing advance requests, coordinating inspections, and monitoring project progress against timelines.
• Risk Monitoring & Reporting: Identify and escalate potential construction risks, track delays or issues, and prepare reports highlighting at-risk or delayed projects.
• Financial Controls & Reconciliation: Reconcile inspection fees and borrower fund balances, ensuring funds are properly managed and disbursed within approved timelines.
• Portfolio Management: Monitor loans for completion timelines, extensions, and modifications. Prepare required documentation in accordance with bank and investor guidelines.
• Secondary Market Support: Prepare construction loans for sale and ensure compliance with investor, portfolio, and mortgage insurance requirements.
• Collaboration & Relationship Management: Serve as a liaison between customers, contractors, lenders, and internal teams to support communication and ensure a smooth construction lending process.
• Compliance & Governance: Ensure all activities meet bank policies, regulatory standards, and investor requirements while exercising sound judgment and risk awareness.
• Customer Service Excellence: Deliver high-quality service while maintaining accuracy, responsiveness, and professionalism in all interactions.

Benefits

• Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
• Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage. Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care. Employer-paid life and disability insurance. Additional voluntary coverages to meet your unique needs.
• Career Development: Access to education and development programs and ongoing support for personal and professional growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees