Compliance Testing Manager (US)

TD•Mount Laurel, NJ

23h•Onsite

About The Position

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. U.S. Compliance Monitoring and Testing sits within second line Compliance and is responsible for the execution of independent, risk-based compliance testing and validation activities to assess the effectiveness of operational procedures and controls related to regulatory compliance within business units of TD Bank and its affiliates. Testing activities are designed and executed to specifically test and assess controls and regulatory outcomes in relation to compliance with applicable laws, rules, and regulations. Issue validations are the independent assessment of the appropriateness, completeness, effectiveness, and sustainability of corrective actions taken to address situations defined as issues.

Requirements

Undergraduate degree or equivalent work experience
7+ years of experience
Prior testing, audit or business operations experience in areas involving regulatory compliance
Prior experience with execution of testing, validation or audit activities
Detail oriented and well-developed organizational, time management and project management skills
Strong verbal and written communication skills
Ability to manage multiple tasks and competing priorities
Proficiency with Microsoft Office applications
Knowledge and experience with risk management environment, standards, and regulations
Knowledge and experience within compliance or audit, legal and regulatory environment, enterprise governance framework, products and services, policies, standards, systems, reporting and training requirements
Knowledge of current and emerging trends, including regulatory expectations and standards for effective compliance management systems
Ability to research, interpret and summarize relevant regulatory expectations, laws, regulations and impacts to Compliance Program elements
Skill in using computer applications including MS Office and Tableau
Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
Ability to independently identify, assess, and escalate issues requiring senior management attention

Nice To Haves

CRCM certification preferred

Responsibilities

Planning and overseeing independent Compliance testing and validations completed by specialists
Executing some independent testing as applicable
Providing subject matter expertise on Compliance controls/processes
Leading all phases of the assigned testing or validation engagement
Acting as a lead in executing engagements and providing work direction to others on those engagements
Providing subject matter expertise and/or guidance to various stakeholders and team members
Undertaking and completing a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
Independently performing concurrent multiple reviews and related tasks from end to end
Acting as highest point of team escalation for resolution and providing direction to resolve issues or escalates
Executing and managing testing activities in accordance with established standards and strategic direction to achieve completion within target timelines
Executing follow-up on findings raised from testing engagements in accordance with established standards
Conducting skilled analytical research and analysis as part of testing engagement and initiatives
Understanding risk identification, risk analysis, and risk mitigation according to regulatory requirements and best business practices
Developing strong relationships and working collaboratively with key partners
Overseeing/leading the testing engagement, including communications and the reporting processes
Providing subject matter expertise and/or input to projects/initiatives as a representative for area of specialization
Proactively identifying matters which require additional attention, further escalation, or review, and liaising with the appropriate staff to resolve
Prioritizing and managing workload to deliver quality results and meet testing timelines
Contributing to the review of internal processes and activities and assisting in identifying potential opportunities to improve operational efficiencies for area of responsibility
Adhering to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines
Clearly and concisely documenting research as required to understand requirements specific to an engagement
Protecting the interests of the organization – identifying and managing risks, and escalating non-standard, high risk transactions/activities as necessary
Applying subject matter expertise in the discipline, providing guidance, assistance, and direction to others
Actively managing relationships within and across various business lines, corporate and/or control functions, and driving alignment with enterprise and/or regulatory requirements
Assessing/identifying key issues and escalating to appropriate levels and relevant stakeholders where required
Participating in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
Keeping abreast of emerging issues, trends, and evolving regulatory requirements and assessing potential impacts to the Bank
Maintaining a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participating fully as a member of the team, supporting a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
Providing thought leadership and/or industry knowledge for own area of expertise in own area and participating in knowledge transfer within the team and business unit
Keeping current on emerging trends/developments and growing knowledge of the business, related tools and techniques
Participating in personal performance management and development activities, including cross training within own team
Keeping others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contributing to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Leading, motivating and developing relationships with internal and external business partners/stakeholders to develop productive working relationships
Contributing to a fair, positive and equitable environment that supports a diverse workforce
Acting as a brand ambassador for your business area/function and the bank, both internally and/or externally

Benefits

Base salary
Variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Regular development conversations
Training programs
Competitive benefits plan
Access to an online learning platform
Variety of mentoring programs