Compliance Specialist

Zippy•Dallas, TX

10d•Remote

About The Position

We are seeking a detail-oriented and proactive Compliance Specialist to join our team in the manufactured home/chattel lending and servicing sector. This role will be pivotal in ensuring our operations align with applicable regulations and standards as well as coordinating compliance and risk related projects across the company to ensure successful completion and implementation.

Requirements

Education: High school diploma or equivalent required. Compliance related certifications are a plus, but not required.
Experience: 3+ years of experience in mortgage lending and/or servicing compliance or risk management, preferably in the manufactured home/chattel lending space.
Knowledge: Knowledge of regulations governing mortgage lending and servicing.
Skills: Excellent analytical, organizational, and project management skills. Proficiency in Microsoft Office Suite.
Communication: Excellent written and verbal communication skills. Ability to clearly convey complex regulatory requirements to team members and stakeholders.

Nice To Haves

Mortgage compliance
Mortgage quality assurance or control (lending and/or servicing)
Mortgage risk management
Mortgage loan originations (originating, processing, underwriting, closing)
Mortgage servicing (current loans, default, bankruptcy, loss mitigation, etc.)
Mortgage internal audit

Responsibilities

Regulatory Updates: Stay informed about changes in state and federal regulations related to chattel loan origination and servicing operations. Assess the impact of regulatory changes on company policies and procedures.
Project Management: Coordinate compliance-related projects, ensuring timely execution and adherence to regulatory requirements. Collaborate with cross-functional teams to implement compliance initiatives effectively.
Research and Analysis: Conduct thorough research on regulatory developments, industry trends, and best practices. Analyze existing policies and procedures to identify gaps and recommend enhancements.
Policy and Procedure Development: Draft, revise, and maintain compliance policies and procedures to reflect regulatory requirements and company objectives.
Regulatory Exams Assistance: Assist with regulatory examinations and audits. Compile and organize documentation, reports, and data requested by regulators.
Licensing and Reporting: Assist in the submission of company and employee license application and the ongoing maintenance of such. Preparation and submission of NMLC Mortgage Call Report and other required reporting.

Benefits

Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.
Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.
Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.
Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.
Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.
Training & Licensing Support: We invest in your professional growth with resources for training and licensing.
Paid Time Off: We offer generous PTO—and we encourage you to use it!
Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.
Parental Leave: We provide paid parental leave to support you and your growing family.
No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.
Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.
Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.