Compliance Senior Specialist

Wise • Austin, TX

1d

About The Position

We’re looking for a Senior Regulatory Compliance Specialist to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be a key partner in managing our regulatory obligations, particularly as they relate to ongoing regulatory changes and policy management. You’ll work closely with cross-functional teams and lead our efforts in delivering regulatory change management, helping ensure Wise remains compliant as we scale. You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do. If you're passionate about systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you. Your mission: As a Senior Regulatory Compliance Specialist, you will be on the front lines of a dynamic regulatory landscape, fully owning our horizon scanning program and establishing metrics to assess its ongoing effectiveness helping us understand what’s coming and ensuring our internal policies and controls are prepared for it. You will work closely with your team to monitor regulatory changes, provide insightful data-driven analysis to the business, and manage the lifecycle of our core compliance documentation.

Requirements

• Knowledge of money transmission, consumer compliance regulations (Reg E, UDAAP, E-Sign Act, etc.) and compliance management systems and Financial crime regulations (OFAC, FinCEN, BSA etc.)
• Three3 or more years experience in a compliance, risk, or legal role at a fintech company, money service business (MSB), or another regulated financial institution.
• Proven ability to synthesize complex regulatory updates into actionable data trends and establish metrics to measure compliance program effectiveness.
• Direct experience working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams
• Communicating effectively with external stakeholders including auditors and regulators
• Very detail oriented
• Strong research and analytical skills
• Excellent written and verbal communication
• Highly organized and proactive
• Experience (or interest) in working at a fast-paced internet, technology, or financial services companies in risk or compliance
• Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams)
• Willing to travel, as Wise offices are located across different countries; and
• Legally authorized to work in the U.S.

Nice To Haves

• Experience using regulatory intelligence or GRC (Governance, Risk, and Compliance) platforms.
• Professional certification such as CAMS, CIPP, or CRCM.
• Experience with both US and Canadian regulatory frameworks.
• Experience working with international teams and understanding of global regulatory environment

Responsibilities

• Horizon Scanning & Regulatory Intelligence: Monitor, identify, and track proposed and final regulations, guidance, and enforcement actions from key US regulators (e.g., CFPB, FinCEN, OCC, FTC, state banking departments like NYDFS).Establish KPIs and reporting metrics to regularly assess the effectiveness, coverage, and speed of our scanning program.
• Regulatory Advisory Support: Support Compliance in conducting impact assessments for new laws and regulations, summarizing this information to provide leadership with actionable data trends on emerging regulatory risks.. Also, assist in translating complex regulatory requirements into actionable business and product requirements for our internal teams.
• Policy Governance and Management: Assist in the end-to-end lifecycle of our compliance policies and procedures, including drafting, reviewing, and updating documents to reflect new regulations or business changes. Develop and enhance controls to ensure compliance with new regulatory changes/updates.
• General Compliance Support: Assist in gathering information for regulatory inquiries, examinations, and internal audits. Develop and maintain dashboards or reporting structures that track regulatory changes and policy health for management visibility. Also, participate in special projects and initiatives as directed by the Compliance Lead.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed