Compliance Senior Specialist

Wise • Austin, TX

5d

About The Position

As a Senior Compliance Specialist, you'll play a pivotal role in ensuring Wise's adherence to regulatory requirements, particularly those supporting our ongoing licensing and regulatory reporting requirements. Your responsibilities will include: Regulatory Reporting: Develop and maintain oversight of all US and Canada regulatory reporting obligations, ensuring timely and accurate submission of ongoing and ad hoc reporting requests. Stakeholder Collaboration: Work closely with cross-functional teams to ensure the right stakeholders identify, harmonize, and report the right data to the right regulators. Reporting Governance: Develop and maintain processes and procedures to support oversight of regulatory reporting obligations. Regulatory Engagements & RFIs: Support the compliance team by facilitating response to all reporting requests received during regulatory engagements such as audits, exams, and compliance reviews. Record Retention: Ensure all supporting records are retained in compliance with all regulatory requirements. About you: Prior experience (or interest in) working in the fast-paced financial-technology industry, at a payment company or at another licensed entity in risk or compliance. Knowledge of money transmission, unclaimed property, and consumer compliance regulations (Reg E, UDAAP, E-Sign Act, etc.) Strong communication skills (written and oral) with ability to communicate effectively with regulators and auditors. Excellent analytical and problem-solving skills with a keen attention to detail. Results orientated, with the ability to handle multiple projects simultaneously and meet tight deadlines. Experience working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams Discretion and personal integrity, especially in regards to sensitive financial, personal, and corporate information Ability to be both reactive and help solve problems in the moment as well as proactive, building longer term solutions using data-driven decision making Legally authorized to work in the U.S. Bachelor's degree or directly relevant experience Some extra skills that would be great: MSB experience in licensing and / or regulatory reporting, including experience utilizing NMLS and US / Canadian state and territory portals and processes. Solid understanding of internal and external reporting systems (NMLS, NAUPA, etc.) Prior experience working with regulators such as CFPB, OCC, and/or state regulator (e.g. NYDFS, DFPI) Experience working with international teams and understanding of global regulatory environments. Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams)

Requirements

• Prior experience (or interest in) working in the fast-paced financial-technology industry, at a payment company or at another licensed entity in risk or compliance.
• Knowledge of money transmission, unclaimed property, and consumer compliance regulations (Reg E, UDAAP, E-Sign Act, etc.)
• Strong communication skills (written and oral) with ability to communicate effectively with regulators and auditors.
• Excellent analytical and problem-solving skills with a keen attention to detail.
• Results orientated, with the ability to handle multiple projects simultaneously and meet tight deadlines.
• Experience working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams
• Discretion and personal integrity, especially in regards to sensitive financial, personal, and corporate information
• Ability to be both reactive and help solve problems in the moment as well as proactive, building longer term solutions using data-driven decision making
• Legally authorized to work in the U.S.
• Bachelor's degree or directly relevant experience

Nice To Haves

• MSB experience in licensing and / or regulatory reporting, including experience utilizing NMLS and US / Canadian state and territory portals and processes.
• Solid understanding of internal and external reporting systems (NMLS, NAUPA, etc.)
• Prior experience working with regulators such as CFPB, OCC, and/or state regulator (e.g. NYDFS, DFPI)
• Experience working with international teams and understanding of global regulatory environments.
• Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams)

Responsibilities

• Regulatory Reporting: Develop and maintain oversight of all US and Canada regulatory reporting obligations, ensuring timely and accurate submission of ongoing and ad hoc reporting requests.
• Stakeholder Collaboration: Work closely with cross-functional teams to ensure the right stakeholders identify, harmonize, and report the right data to the right regulators.
• Reporting Governance: Develop and maintain processes and procedures to support oversight of regulatory reporting obligations.
• Regulatory Engagements & RFIs: Support the compliance team by facilitating response to all reporting requests received during regulatory engagements such as audits, exams, and compliance reviews.
• Record Retention: Ensure all supporting records are retained in compliance with all regulatory requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level