Compliance HMDA Analyst Main Office

Capital City Bank • Tallahassee, FL

397d • Remote

About The Position

The Compliance HMDA Analyst at Capital City Bank is responsible for ensuring compliance with the Home Mortgage Disclosure Act (HMDA) by collecting, reviewing, analyzing, validating, and reporting data. This role involves managing technical support for HMDA issues, participating in regulatory examinations and audits, and providing training to bank associates on HMDA policies and procedures. The analyst will work closely with the Compliance Manager and Fair Lending team to maintain the bank's compliance programs and monitor regulatory changes.

Requirements

• Varied and extensive banking background with detailed knowledge of regulatory compliance.
• CRCM Certification required (can be obtained within 5 years of hire).
• Excellent understanding of consumer compliance laws and regulations.
• Ability to analyze and apply lending regulatory requirements.
• Strong organizational, verbal, and written communication skills.
• Solid interpersonal skills for interaction with bank associates and management.
• Strong problem-solving skills and attention to detail.
• Self-directed with the ability to work with minimal supervision.
• Ability to multi-task and shift priorities as needed.
• In-depth knowledge of Microsoft Office products.

Nice To Haves

• Internal audit experience is a plus.
• Understanding of consumer protection and public interest laws.

Responsibilities

• Administer the HMDA Compliance Management System.
• Ensure executive management is informed on all aspects of the Bank's HMDA compliance activities.
• Monitor and analyze trends and changes in regulations related to Fair Lending.
• Participate in new product development and provide input on HMDA compliance concerns.
• Research compliance issues and provide interpretations and clarifications.
• Execute corrective actions to address compliance deficiencies and conduct follow-up reviews.
• Maintain awareness of legislative developments and recommend changes for implementation.
• Conduct detailed reviews of lending data for HMDA compliance and prepare reports of findings.
• Assist with compliance training initiatives and develop training content.
• Write and edit compliance materials such as policies and procedures.

Benefits

• Medical, Dental and Vision Insurance
• Life Insurance
• 401(k) with Matching
• Flexible Spending Accounts
• Tuition Assistance
• Stock Purchase Plan
• Discounts on Products and Services

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree