Compliance Associate

Better • Troy, MI

1d • $95,000 - $120,000

About The Position

Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes. The facts that speak for themselves: - We’ve funded over $110 billion in loans (more than any other fintech in the US!) - Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry - Better’s propriety AI platform makes us an award-winning lender: - Fintech Breakthrough Award 2025: Best Lending Innovation - Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval - Yahoo! Finance (2025): Best Online Mortgage Lender - Money Magazine (2025): Best for fast closing - Forbes (2023): Best Online Mortgage Lender We’re building the future of home finance—and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers. A Better Opportunity The Compliance Associate will play a critical role in leading state and federal regulatory examination activities across Better Mortgage. This position sits within the Regulatory Strategy & Operations (RSO) team and serves as a central coordinator for regulatory interactions, examination management, and remediation oversight. This is a high-growth role designed for a candidate with strong regulatory fundamentals and the potential to develop into a future people leader within the compliance organization.

Requirements

• Bachelor’s degree in Finance, Business, Law, or related field
• 3–5 years of experience in mortgage compliance, regulatory examinations, or supervisory engagement management
• Direct experience supporting or managing state and/or federal regulatory examinations
• Strong understanding of mortgage regulatory frameworks and oversight structures
• Demonstrated experience drafting examination responses and corrective action plans
• Strong project management and organizational skills
• Excellent written communication skills with the ability to draft regulator-ready documentation
• Ability to operate independently in a fast-paced, high-accountability environment

Nice To Haves

• Strong knowledge of the mortgage industry and mortgage lifecycle (origination, underwriting, closing, servicing)
• Experience interacting directly with state regulators, CFPB, or multi-state examination teams
• Exposure to HMDA (Regulation C) and Mortgage Call Reports (MCR)
• Experience tracking MRAs, supervisory findings, and remediation programs
• Familiarity with fintech or high-growth mortgage platforms
• Working knowledge of data analysis tools (SQL exposure advantageous but not required)

Responsibilities

• Lead coordination of state and federal regulatory examinations, including multi-state and CFPB engagements
• Serve as primary day-to-day point of contact for regulators during examinations
• Manage document requests, data submissions, and examination timelines
• Prepare leadership for regulator meetings and examination calls
• Support and progressively lead regulator discussions based on performance and readiness
• Draft formal responses to examination findings, MRAs, and supervisory letters
• Develop corrective action plans in partnership with cross-functional stakeholders
• Track findings through remediation, ensuring timely and sustainable closure
• Validate effectiveness of implemented corrective actions prior to regulator submission
• Partner with Operations, Product, Legal, Secondary, and Reporting teams to gather documentation and root cause analysis
• Escalate emerging compliance risks and examination themes to senior leadership
• Maintain centralized tracking of open findings, remediation status, and regulatory commitments
• Support HMDA, Mortgage Call Reports (MCR), and other regulatory reporting efforts as needed
• Review reporting outputs for completeness and accuracy during examination cycles
• Provide regulatory interpretation support related to reporting inquiries
• Identify recurring examination themes and recommend structural process improvements
• Enhance documentation standards and regulatory readiness frameworks
• Contribute to strengthening overall compliance governance and oversight within RSO

Benefits

• Day One Coverage – Your benefits begin on your first day, so you’re supported from the start
• Nationwide Medical, Dental & Vision Coverage – Comprehensive plans that travel with you, wherever you are
• Mental Health Support When You Need It – Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost!
• Health Savings Account (HSA) – Includes an employer contribution to help you plan for healthcare expenses
• Employer-Funded Dependent Care FSA – Support for childcare and/or dependent care costs
• Disability & Life Insurance – Provided at no additional cost to give you added peace of mind
• Flexible PTO – Time off when you need it, so you can recharge and focus on what matters most
• Extra Perks & Discounts – Including pet insurance, savings programs, and more to support life beyond work

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level