Compliance and Operational Risk Testing Analyst Lead - Credit Card

USAA • Atascosa, TX

271d • $127,310 - $243,340

About The Position

We are seeking a Compliance and Operational Risk Testing Analyst Lead for our Bank Risk Testing Team. The ideal candidate will possess expertise in Second Line of Defense (SLOD) testing or audit experience, with a strong focus on the Credit Card Risk sector. This role demands a track record of leading large engagements and cross-functional projects while ensuring compliance and operational risk management align with the organization's objectives, thus supporting our dedication to risk mitigation and regulatory adherence. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position.

Requirements

• Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a Degree.
• 8 or more years of meaningful work experience (internal/external audit, operational risk/compliance testing, quality assurance).
• Knowledge of relevant industry regulations and regulatory compliance in a specific area.
• Proven experience interpreting and applying federal and state laws and regulations and operational risk principles/concepts.
• Knowledge of testing techniques and data analysis principles, as well as the ability to interpret subsequent results.
• Ability to communicate effectively at all levels of management.
• Detailed knowledge of Microsoft Office tools to include Word, Excel and PowerPoint.

Nice To Haves

• 10+ years SLOD (Second Line of Defense) Testing or Audit experience.
• 3 + years leading large engagements, cross functional projects OR direct leadership.
• Knowledge of credit card risk and compliance techniques.
• Ability to effectively interact and connect with all levels of leadership, committee members or regulators.
• Strong analytical skills, attention to detail, and ability to exercise balanced judgment and decision making.
• Excellent written and verbal communication skills.
• Ability to synthesize complex/technical topics to non-technical audiences.

Responsibilities

• Develops the steps needed to test and/or analyze compliance with policies/procedures and laws/regulations.
• Serves as an expert in a specific subject/business area and provides guidance to team members on complex issues.
• Leads and runs a grouping of tests to ensure operational risks and compliance requirements are adhered to.
• Reviews and implements, as needed, work papers to support conclusions of test findings.
• Provides input on allocation of resources to complete testing activities.
• Performs qualitative analysis of data.
• May develop executive briefs and present to key internal and external partners.
• Builds, develops, and manages relationships with the business and internal control partners (Audit, Risk & Compliance, Legal) to facilitate teamwork between all lines of defense for testing.

Benefits

• Comprehensive medical, dental and vision plans.
• 401(k) and pension.
• Life insurance.
• Parental benefits.
• Adoption assistance.
• Paid time off program with paid holidays plus 16 paid volunteer hours.
• Various wellness programs.
• Career path planning and continuing education.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree