Compliance Analyst

Continental Finance Company•Wilmington, DE

26d•Hybrid

About The Position

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Compliance Analyst to support our Compliance team. The Compliance Analyst is responsible for supporting the Compliance Management System (CMS) program for credit cards to ensure compliance in various aspects of the business with federal, state, and local regulations, and partner relationships.

Requirements

Minimum 1-3 years of relevant consumer lending analytical compliance experience.
Minimum of 1-2 years of BSA/AML experience.
Bachelor’s degree required. Other compliance certification or designation is a plus.
Strong knowledge of laws, regulations, and requirements applicable to consumer lending and credit cards including TILA, FCRA, UDAAP, FDCPA, ECOA, Fair Lending, E-SIGN, MLA, SCRA, EFTA, SCRA, GBLA, BSA/AML and OFAC.
Experience with performing compliance risk assessments, audits, and/or monitoring and testing.
Experience with review of suspicious transactions/SAR filing.
Proactive, self-starter, capable of productive work both independently and as part of the team, with a desire to learn quickly and take ownership.
Exemplary organizational skills
Strong track record in working collaboratively.
Ability to multi-task in a fast-paced environment is essential, with prior experience working for a fintech, regulator, bank, or consumer finance business.

Responsibilities

Provide comprehensive support to all aspects of the Company’s CMS Program.
Assist with the planning, preparation, execution and reporting of audits, monitoring, and testing in all aspects of the Company’s CMS Program.
Prepare deliverables for audits, review testing findings, and make recommendations for improvements.
Review suspicious transactions and support the QAR filing process with bank partners.
Assist in the implementation of new-compliance related processes and subsequent business line integration.
Effectively plan and function as audit lead for scheduled audits of various areas (compliance, operational, systems-oriented) subject to audit within the Company, assigning personnel to specific audit activities and reviewing audit deliverables for adequacy of coverage and content to support audit requests and findings.
Develop, review, and analyze the ongoing effectiveness of all audit programs, recommending changes and improvements as appropriate, to the Audit Manager.
Assist with maintaining the Company’s KYC/CIP and AML/BSA/OFAC Programs.
Develop and implement effective audit techniques and procedures and utilize documentation skills which adequately support audit requests and findings within a timely manner.
Evaluate and analyze the effectiveness of more complex procedures and internal controls within the assigned corporate or compliance area, using appropriate audit skills, techniques, and judgment.
Assist the Compliance Manager, VP of Compliance, and Chief Compliance Officer with other ad hoc projects.