Compliance Analyst

The Goal Family of Companies•Sioux Falls, SD

About The Position

Bring Your Compliance. Bring Your Judgment. Bring Your Operational Impact. At Goal Solutions, we’re on a mission to transform the consumer finance industry with data, technology, and a talented team. Our company continues to grow — and so does our need for experienced compliance professionals who can help us scale responsibly. We’re hiring a Compliance Analyst to strengthen our compliance framework, protect the business, and enable smart, compliant growth. Compliance at Goal: How This Role Fits InOur Compliance team is a strategic, business-embedded function focused on managing regulatory risk, strengthening controls, and supporting operations with practical, scalable guidance. We work closely with Legal, Operations, Technology, and Client teams to ensure compliance is integrated into how we do business — not bolted on after the fact. As Senior Compliance Analyst, you play a critical role in advancing compliance maturity across the organization. You own complex compliance analysis, help drive automation and efficiency, and serve as a trusted partner in identifying risk, solving problems, and implementing durable solutions. What You’ll DoYou will ensure the Company, its subsidiaries, and vendors comply with applicable consumer financial protection laws, regulations, and internal policies. This role requires deep regulatory knowledge, strong analytical skills, and the ability to translate compliance requirements into operationally sound solutions. Impact You’ll Make in This Role Strengthened compliance controls through proactive monitoring, testing, and remediation Clear, actionable reporting on compliance risks, trends, and root causes Reduced regulatory and client risk through consistent issue identification and follow-through Improved operational efficiency through automation, analytics, and scalable monitoring tools Strong partnerships with business teams to support audits, exams, and regulatory inquiries

Requirements

Extensive experience in compliance or related roles within financial services
Solid understanding of consumer protection regulations and credit reporting standards
Strong analytical, problem-solving, and critical-thinking abilities
Exceptional attention to detail and accuracy
Ability to work independently while managing multiple priorities
Clear, confident written and verbal communication skills
Collaborative approach with the ability to influence and lead
Proficiency with standard business tools, including Microsoft Word, Excel, and PowerPoint
Post-secondary degree or equivalent combination of education and experience.
7+ years of compliance or related experience in consumer lending, loan servicing, debt collection, or financial services.
Strong knowledge of federal and state consumer protection laws, including GLBA, ECOA, EFTA, FDCPA, FCRA, TCPA, TILA, and UDAAP.
Strong working knowledge of e-OSCAR, FCRA, and credit reporting standards.
Ability to work independently, manage priorities, and lead projects with minimal supervision.
Clear, effective written and verbal communication skills.
Proficiency in Microsoft Word, Excel, and PowerPoint.
Strong critical thinking and problem-solving capabilities.
Data-driven mindset with the ability to interpret complex workflows and system logic.
Excellent organizational skills and follow-through.
Collaborative leadership style and strong interpersonal skills.

Nice To Haves

Compliance certification
Working knowledge of Metro 2 and the Credit Reporting Resource Guide
Experience in loan servicing platforms or fintech environments
Bilingual (Spanish/English)

Responsibilities

Monitor and review verbal, written, and electronic communications for compliance with federal and state consumer financial protection laws, including FCRA, FDCPA, ECOA, UDAAP, and loan servicing requirements
Assess compliance with applicable laws, regulations, client-specific requirements, and internal policies
Analyze exceptions and recommend enhancements to controls, processes, and efficiencies
Review new and proposed legislation, regulatory guidance, and industry developments to assess applicability and business impact
Draft clear, accurate compliance reports summarizing testing results, findings, trends, and remediation recommendations
Drive remediation efforts and track follow-through across the organization
Identify systemic risks, trends, and control gaps using data-driven analysis
Increase efficiency through automation, advanced reporting, and AI-enabled monitoring tools
Partner with business leaders to respond to regulatory exams, audits, client requests, and information inquiries
Review and draft regulatory complaint responses related to servicing and credit reporting
Mentor junior team members and support team development
Contribute to special projects as assigned