Compliance Advisor Manager

Capital One • Plano, TX

228d • $132,800 - $166,700

About The Position

Corporate Compliance is seeking a Compliance Advisor Manager to perform a key risk management role in the second line of defense advising Capital One's Commercial Real Estate (CRE) Agency Financing and Corporate Banking lending businesses on applicable laws and regulations. Corporate Banking includes Middle Market Banking, Financial Institutions Group, Healthcare and Technology, Media, Telecom, Municipal Banking, and Energy. Commercial Real Estate provides balance sheet lending in addition to agency lending from Fannie Mae, Freddie Mac, and FHA. The Compliance Advisor Manager will support the businesses' compliance with applicable laws and regulations as they relate to the sales, underwriting, and portfolio management processes. In addition, as needs arise, the Compliance Advisor Manager will assist in the advisory of the Finance corporate function, which is responsible for executing overall financial management of Capital One and includes Corporate Treasury. While working within the Compliance Management Program framework, the Compliance Advisor Manager is responsible for identifying, assessing, and providing expert advice on regulatory risk, and working with the lines of business and partners to mitigate compliance risk. The successful candidate will be an analytical thinker, self-starting, with strong communication, influencing, relationship building, and problem solving skills. The Compliance Advisor Manager will use these skills to drive actions that sustain business objectives and processes in a well-managed and compliant way.

Requirements

• Bachelor's Degree or military experience
• At least 3 years of experience in compliance, legal, or audit supporting commercial businesses

Nice To Haves

• Master's Degree or Juris Doctor
• 4+ years of experience in compliance, legal, or audit supporting commercial businesses
• Familiarity with and the ability to develop a thorough working knowledge of banking and securities laws and regulations (Reg AB, GSE requirements, state banking laws, Regulation W, Regulation K, securities laws)
• Ability to research, read and interpret regulations, and advise the business
• Ability to communicate, collaborate and manage relationships with internal and external stakeholders at various levels in a matrix organization

Responsibilities

• Serving as a credible advisor and partner representing the Compliance organization to the businesses, Risk Offices, and other independent risk functions
• Developing and maintaining strong relationships with business leadership, Legal, Risk Office, and other stakeholders and coordinating with teams to accomplish shared objectives
• Advising on business regulatory requirements including securities law (e.g, Reg AB), banking regulations (e.g., Reg W, Reg K), GSE requirements and state laws and maintaining subject matter expertise of applicable laws and regulations
• Anticipating, identifying, and escalating compliance risk scenarios early and proposing potential mitigating solutions
• Providing effective challenge and guidance on compliance risks and supporting the businesses through various interactions and forums including new initiatives
• Providing guidance and influencing adjustments to business policies, standards, and procedures to mitigate compliance risk
• Leading and reviewing compliance training, as appropriate
• Providing guidance on controls over regulatory requirements and line of business monitoring of those controls
• Assessing operational breakdowns for compliance risk and providing guidance on remediation/recovery plans
• Assessing and advising on changes in law and regulations
• Facilitating the engagement between businesses and horizontal Compliance partners in AML, Privacy, and Fair & Responsible Banking
• Reviewing customer complaints and providing guidance on remediation
• Advising and dispositioning findings identified by compliance testing
• Supporting manager on regulatory exams and/or internal audits, as necessary
• Maintaining expert understanding of compliance management program

Benefits

• Comprehensive health benefits
• Financial benefits
• Inclusive set of benefits that support total well-being

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree