Compliance Advisor - Lending

Frost (Cullen/Frost Bankers) • San Antonio, TX

107d

About The Position

It's about giving people a sense of security. Are you described as someone with an inquisitive mind and a thirst for knowledge? Do you enjoy identifying potential risk and finding a solution? If so, being a Compliance Advisor with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.

Requirements

• Bachelor's degree in Business Administration, Finance, Accounting, in a related field, or equivalent experience.
• 3+ years of relevant experience in compliance.
• Demonstrated ability to interpret and assess risks and their potential impact to lines of business.
• Demonstrated ability to prioritize risks and create the appropriate action plan to mitigate risks effectively.
• Demonstrated knowledge of applicable laws and regulations.
• Basic understanding of how the Compliance department functions to support the Bank.
• Proven ability to collaborate and establish partnerships with non-technical stakeholders.
• Proven ability to interpret laws and regulations to disseminate information in non-technical terms.

Nice To Haves

• CRCM, CFIRS, or equivalent professional certification.

Responsibilities

• Provide subject matter expertise on applicable laws, regulations, and internal policies, ensuring business activities align with compliance requirements.
• Monitor regulatory developments, assess their impact on business operations, and support implementation of necessary changes to ensure proactive and ongoing compliance with applicable laws and regulations.
• Inform line of business teams on compliance requirements, best practices, and emerging regulatory risks.
• Identify potential compliance issues, escalate concerns as necessary, and collaborate with stakeholders on remediation efforts.
• Assist in the development, review, and enhancement of compliance policies, procedures, and governance frameworks.
• Collaborate with business units to identify and assess existing and emerging compliance risks.
• Partner with business units, risk management, legal, and other internal teams to integrate compliance considerations into decision-making and operational processes.
• Maintain accurate records of compliance activities, assist in the periodic creation of leadership reports as needed, and support regulatory examinations or audits.
• Maintain a current knowledge of consumer protection laws, regulations, emerging risks, and how they impact Frost products, processes, systems, and internal controls.
• Support compliance training initiatives by developing and delivering guidance to employees on regulatory obligations and best practices.
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes.

Benefits

• Medical, dental, vision, long-term disability, and life insurance.
• 401(k) matching.
• Generous holiday and paid time off schedule.
• Tuition reimbursement.
• Extensive health and wellness programs, including our Employee Assistance Program.
• Training classes and leadership development.
• Referral bonus program + more!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees