Complex Claims Manager

Airbnb

6d•Remote

About The Position

As a Complex Claims Manager in the Complex Claims, you will play a vital role in safeguarding the integrity of our Aircover platform by effectively identifying, investigating, and managing the risk and mitigation strategies in resolution of Complex and Large Loss claims. You'll manage partners to influence prioritization, drive accountability, deliver improvements, and scale changes on claims which impact Airbnb. You'll work with internal and external partners to influence prioritization, drive accountability, and deliver improvements. You will work closely with cross-functional teams to manage emerging risks / threats while enabling business growth in various markets. Philosophy will be to identify intelligence / risk gaps and work with other internal risk management teams (such as Trust team, and Safety team), third party adjusters, our partners, Platform Product Management, Global Crisis Management, Community support, Policy, Privacy Legal teams to strengthen Airbnb’s platform. You will be reporting at Monthly, Quarterly and Annual Business Reviews for your area. You will serve as a thought leader with stakeholders such as Trust, Legal, Privacy, Safety, Product Management, Policy, and understand how the policy/product roadmap impacts risk mitigation of emerging threats.

Requirements

Analytical: Possess excellent analytical and problem-solving skills, allowing you to navigate Complex and Large Loss claims identifying the Risk and Exposure to Airbnb.
Strong knowledge complex complex resolution: Understand techniques, investigative methodologies, and legal aspects related to complex, severe claims resolution
Strong communication: Strong verbal and written communication skills, with the ability to explain complex topics to diverse audiences. Skilled in presenting complex and sensitive customer issues, with the ability to analyze large data sets and draw reasonable conclusions.
Influence Airbnb cross-functional teams globally: Proven ability to collaborate effectively across disciplines, regions, and seniority levels. Strong negotiating skills and experience in communicating recommendations to both internal and external stakeholders.
Judgement
Proactively work towards achieving a fair and suitable resolution for claims in a timely manner by employing effective conflict resolution strategies.
Evaluate and interpret policy language and relevant case law alongside specific loss details to make informed coverage decisions.
Coordinate loss investigations with external experts across various exposures and manage the adjustment process until final resolution.
Determine liability swiftly and judiciously based on available information, showcasing effective critical and strategic thinking along with sound decision-making.
Be an advocate of high quality standards, innovation, resolution conflict and customer experience excellence.
High attention to details, detailed-oriented when working on complex cases
Experience working with internal stakeholders and/or third party providers to resolve complex disputes in a detailed, effective and timely manner.
10+ years of Insurance Claims Coverage and Litigation experience with an emphasis on liability and property
Strong Insurance Policy experience.
Mentor to others by simplifying complex information which includes claims knowledge, data analysis, business information, and process obstacles.
Builds partnerships and is responsible for engaging in the Large Loss Claim reviews with our insurers on a monthly / quarterly basis depending upon the insurer/market.
Ability to be on call and/or work weekends and evenings.
Demonstrated ability to identify and resolve issues through effective problem solving skills.
Proven ability to negotiate skillfully in difficult situations with both internal and external groups.

Responsibilities

Craft a Resolution Plan for Complex and Large Loss Claims driving the Carrier and/or TPA to resolve the claim while meeting the needs of internal stakeholders.
Partner with Legal, GCM, Trust and our Brokers, Insurers, Outside Counsel, and TPA’s on complex claims resolution which may also involve coverage issues and settlement authority.
Accountable for performance and results Insurance Carrier and Partners worldwide over Complex Claims which may impact policy limits or trigger need of notice to Brokers and Carriers under the insuring policies.
Mentorship of L6 and L7 Host Damage Protection and Host Liability Protection Specialist on claims. Works to upskill L6 and L7 partners for growth and development. Supports the team by guiding through complex claims and changes.
Management of claims which impact Airbnb Financials and the Captive.
Work closely with cross-functional teams to manage the Risk and Exposure on Complex and Large Loss Claims.
Collaborate with internal departments, such as other Aircover Ops teams, legal, Trust, CS safety to share claim insights, improve claim handling by our Carriers and TPA’s while developing a Resolution Plan to bring a claim to the correct conclusion.
Ensure compliance with company policies, procedures, and legal requirements related to claims handling
Mentor to others by simplifying complex information which includes claims knowledge, data analysis, business information, and process obstacles.
Builds partnerships and is responsible for engaging in the Large Loss Claim reviews with our insurers on a monthly / quarterly basis depending upon the insurer/market.