Community Reinvestment (CRA) Fair Lending Analyst

First Financial Bank

80d

About The Position

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done. The CRA/Fair Lending Analyst (the Analyst) will assist the CRA and Fair Lending Officers with evaluating the Bank’s performance under the Community Reinvestment Act and related fair lending regulations. The incumbent will interact with bank management and staff, community stakeholders, and employees of the Bank’s regulatory agency. This position may require periodic travel not to exceed 20 percent.

Requirements

• Have a minimum of two years of experience in banking or related field.
• Familiarity with CRA, HMDA, and lending is preferred.
• Be proficient with Microsoft Office Tools, especially EXCEL.
• Have strong written and verbal communication skills.
• Be able to understand and interpret CRA and Fair Lending statistical data.
• Be comfortable with rapid pace and managing tight deadlines, including the ability to multitask and prioritize.
• Be self-motivated and proactive.

Responsibilities

• Track and analyze the Bank’s lending, investments and community development (CD) services to ensure the Bank meets the needs of the communities the Bank serves, including those of low- and moderate-income people and geographies.
• Track and analyze the Bank’s lending and other products and services to ensure the Bank meets the needs of the communities the Bank serves, including those geographies with majority minority census designations.
• Utilize RiskExec and Kadince software to produce CRA and Fair Lending performance reports for Lending (Consumer, Community Development, HMDA, Small Farm/Small Business and/or 1071-Small Business Lending).
• Assist in the preparation and integrity of CRA data.
• Review reports, data, and individual loans and investments, along with CD services to ensure all CRA reportable activity has been identified as such and fully disclosed with all pertinent information.
• Review reports, data, and individual loans to ensure all aspects of the Fair Lending program are fully implemented and problems are addressed.
• Collect and build economic, demographic, and performance data to ensure that the Bank’s CRA and Fair Lending objectives and performance goals are met.
• Assist in developing periodic CRA and Fair Lending training.
• Maintain the Bank’s CRA public file as required by the Community Reinvestment Act.
• Participation in Bank sponsored community outreach programs such as teaching financial literacy classes.
• Other duties as assigned.

What This Job Offers

• Number of Employees: 1,001-5,000 employees