Commissioned Loan Originator

AgSouth Farm Credit•Rock Hill, SC

About The Position

We are seeking a Home Loan Commissioned Originator to join our Farm Credit family! This position markets and originators home loans and determines appropriate mortgage product each customer. Responsibilities Business Development: Develop and implement a marketing plan consistent with the association goals. Organize and promote sales plan to prospective customers and influences to build association business, stimulate loan demand, and expand market penetration. Collaborate with real estate agents, contractors/builders, financial planners, and others to attract new clients. Understand and navigate complex financial documents and close loans priced appropriately. Compliance: Ensure sound, compliant, and complete mortgage loan application packages. Follow all federal and state regulations in regard to mortgage lending. Comply with AgSouth policy and procedures. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you’re looking for more than just a job, consider joining the AgSouth family!

Requirements

Education and/or experience equivalent to a bachelor’s degree
1-3 years related work experience preferred
Ability to communicate effectively with all levels of the organization
Ability to work independently under minimal supervision
Strong knowledge of computers and mortgage lending software
Understands Far Credit Reporting Act and mortgage lending rules
Ability to travel within territory to carry our essential responsibilities of the job

Responsibilities

Business Development: Develop and implement a marketing plan consistent with the association goals. Organize and promote sales plan to prospective customers and influences to build association business, stimulate loan demand, and expand market penetration. Collaborate with real estate agents, contractors/builders, financial planners, and others to attract new clients. Understand and navigate complex financial documents and close loans priced appropriately.
Compliance: Ensure sound, compliant, and complete mortgage loan application packages. Follow all federal and state regulations in regard to mortgage lending. Comply with AgSouth policy and procedures.

Benefits

Competitive compensation plan
Medical, prescription, and dental insurance
Flexible spending and health savings accounts
Access to 401(k) plan
Reimbursement for approved higher education pursuits
A wellness program for employees, which includes resources for a healthier lifestyle
Corporate learning programs for professional development
Other perks, such as employee discounts on select cell phone providers, computers, etc.
Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering.
Corporate incentive plan with spot bonuses for top-notch work.
Medical, dental and vision insurance, as well as life and disability insurance.
Flexible spending and health savings accounts.
Generous 401(k) matching contributions, as well as additional employer contributions.
Reimbursement for approved higher education pursuits.
A wellness program for employees, which includes resources for a healthier lifestyle.
Corporate learning programs for professional development.
Other perks, such as employee discounts on select cell phone providers, computers, etc.