Commercial Underwriter

The Jonus Group•Hagerstown, MD

15h•$70,000 - $100,000

About The Position

The Commercial Underwriter is responsible for underwriting new and renewal business, processing endorsements, and re-underwriting existing commercial accounts. This role involves maintaining strong relationships with agency partners, supporting growth and profitability objectives, and ensuring underwriting decisions align with established guidelines.

Requirements

Bachelor’s degree and/or relevant business experience (minimum of 2 years preferred).
Strong analytical, communication, and interpersonal skills.
Proficiency in commercial lines underwriting procedures and insurance policy forms.
Ability to work independently with minimal supervision.
Strong computer skills and accuracy in data processing.

Nice To Haves

Professional designations or coursework in commercial underwriting (e.g., AINS) preferred but not required.

Responsibilities

Review incoming applications, binders, and correspondence to determine compliance with underwriting criteria.
Approve or decline risks in accordance with guidelines.
Communicate with agency partners regarding new business, renewals, endorsements, rates, inspections, and underwriting recommendations.
Process, rate, and underwrite new submissions, endorsements, and re-underwritten accounts.
Support underwriting leadership by suggesting improvements to procedures, guidelines, and manuals, and assisting with training initiatives.
Deliver presentations on underwriting topics and participate in agency meetings when needed.
Assist in achieving growth and profitability goals by analyzing agency performance, recommending action plans, and participating in reviews.
Provide training to agency personnel on products, rating methods, and systems.
Contribute to product development and testing initiatives.
Perform additional duties as assigned.