Commercial Underwriter

One80

21h

About The Position

We are seeking an experienced Underwriter with a strong background in wholesale underwriting for business auto and other commercial package lines, including general liability, business property, and cargo. This role is responsible for evaluating risk eligibility, pricing and structuring accounts, managing renewals, and driving profitable growth within a defined book of business. Your Impact: Actively introduce specialty products to new producer relationships, and legacy retail agencies of our firm Determine eligibility of incoming commercial insurance submissions Use underwriting tools and historical reports to make sound underwriting decisions which ensure a profitable book of business Work within underwriting authority to strive for a book of business with a loss ratio lower than 40% Discuss quotes and coverage with the producing agent to point out key selling points of our product(s) Review driver MVRs to determine eligibility, and client inspection reports Provide oversight and mentorship to Underwriting Assistants, delegating tasks strategically to optimize workflow and maintain underwriting quality Assess clients’ background information and financial status when required Successful Candidate Will Have: Home state Property & Casualty insurance license preferred Proven insurance underwriting knowledge, with commercial auto and other package risks Minimum of five years insurance account administration with commercial auto and package business experience, along with ancillary corresponding lines proficiency Associate Degree in Business Administration, Finance, Risk Management, or related field. Extended years of insurance experience can partially substitute for lack of degree Insurance industry educational certification(s) About One80: GMI, a subsidiary of One80 Intermediaries, a managing general agent (MGA) has been a premier writer of commercial auto insurance since 1980. In the beginning, Norman Trudel focused the company solely on the auto rental segment of the transportation industry. Since that time GMI has kept an eye on the insurance marketplace and looked for opportunities that would allow for growth and diversification. One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem. For more information, please visit one80.com or if you have any questions about this posting, please contact [email protected]. Pay Range: $84,200 - $130,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice . One80 Intermediaries has joined Brown & Brown, and teams at both companies are growing. One80 Intermediaries offers exclusive programs and in-house binding authority for property & casualty, financial lines, personal lines, life insurance, medical stop loss risks, travel/accident and health, executive benefits, affinity business and warranty coverage. We look for individuals who embrace our culture, thrive in a collaborative environment, are driven to grow and succeed, and are committed to always doing what is right. With a unique culture built on integrity, superior capabilities and grit, we value teamwork, trust and courage. We think of ourselves as a team, so we have teammates-not employees, and leaders-not managers. Everything we do is about the greater “WE”-never “me.” While diverse in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission-always doing what is best for our customers.

Requirements

• Proven insurance underwriting knowledge, with commercial auto and other package risks
• Minimum of five years insurance account administration with commercial auto and package business experience, along with ancillary corresponding lines proficiency
• Associate Degree in Business Administration, Finance, Risk Management, or related field. Extended years of insurance experience can partially substitute for lack of degree

Nice To Haves

• Home state Property & Casualty insurance license preferred
• Insurance industry educational certification(s)

Responsibilities

• Actively introduce specialty products to new producer relationships, and legacy retail agencies of our firm
• Determine eligibility of incoming commercial insurance submissions
• Use underwriting tools and historical reports to make sound underwriting decisions which ensure a profitable book of business
• Work within underwriting authority to strive for a book of business with a loss ratio lower than 40%
• Discuss quotes and coverage with the producing agent to point out key selling points of our product(s)
• Review driver MVRs to determine eligibility, and client inspection reports
• Provide oversight and mentorship to Underwriting Assistants, delegating tasks strategically to optimize workflow and maintain underwriting quality
• Assess clients’ background information and financial status when required

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree