Commercial Underwriter I
About The Position
Document new applications through assigned daily work, while maintaining department standards for service, and high-quality throughput. Review new applications and attachments for completeness to determine acceptability and next steps (approve, endorse, or void) within Carrier guidelines. Document voids, rejections, and cancellations to preserve history for audit and reporting Underwrite new business and renewals using multiple sources to validate data and eligibility. Monitor the suspense queue; follow up on subjectivities; process when compliant or initiate cancellation if unmet within the underwriting 60-day cancellation window. Send memos for subjectivities that clearly communicate Underwriting requirements and compliance timelines. Participate in round-robin phone and chat queues to support bilingual agents and insureds with accurate, guideline-consistent answers. Respond to internal communications and align with posted resources to stay current on product/process updates. Ensure internal compliance with regulatory/statutory requirements; process policy changes within underwriting guidelines; participate in department meetings; meet productivity/quality SLAs with strong team focus. Protect the loss ratio by consistently enforcing appetite, validating rating elements, and escalating ambiguous risks. We strive for excellence in how we serve our policy holders and agents, and have since we opened our doors in 1998. We believe in creating a culture where all associates have a chance to learn and grow. We also take part in directing 5% of our earnings to fight homelessness, which gives hope with every policy purchased. We're grateful for the team we've created and the values we stand behind. We've pledged to be direct, results driven, and dedicated to the success of our business and each other.
Responsibilities
- Document new applications through assigned daily work
- Review new applications and attachments for completeness
- Underwrite new business and renewals using multiple sources to validate data and eligibility
- Monitor the suspense queue; follow up on subjectivities
- Send memos for subjectivities that clearly communicate Underwriting requirements and compliance timelines
- Participate in round-robin phone and chat queues to support bilingual agents and insureds
- Respond to internal communications and align with posted resources to stay current on product/process updates
- Ensure internal compliance with regulatory/statutory requirements
- Process policy changes within underwriting guidelines
- Participate in department meetings
- Meet productivity/quality SLAs with strong team focus
- Protect the loss ratio by consistently enforcing appetite, validating rating elements, and escalating ambiguous risks
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
