Commercial Underwriter / Credit Officer

CFBank • Columbus, OH

3d • Onsite

About The Position

In this role, you will be a key player in the Organization's success, directly contributing to the Bank's achievement of its business plan. The Commercial Credit department is responsible for ensuring that the Bank maintains a high level of credit quality regarding the Bank's commercial lending portfolio.

Requirements

• Related degree with a minimum of 3 years of experience or equivalent combination of experience/education preferred.
• Intermediate-level computer knowledge required.
• Deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.

Responsibilities

• Maintain a deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.
• Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.
• Determine viability of new loan requests, approving and underwriting credit requests within authority limits.
• Provide oversight on loan administration practices, the approval process, and work with leadership to coordinate new requests through the loan committee.
• Produce and oversee the production of various reports which provide information for decision-making and managing the credit function.
• Comply with internal security policies and procedures and maintain customer confidentiality at all times.
• Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
• Accept other responsibilities and projects as requested to add value for CFBank.

Benefits

• Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.
• Professional development opportunities including educational/training opportunities
• “Accelerated” 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
• Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
• Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
• One of the most collaborative environments you’ll find, with a team of hard-working mutually invested professionals who are excited about shared success

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed