Commercial & Specialized Industries - Credit Risk Executive- Managing Director

JPMorgan Chase • Atlanta, GA

127d

About The Position

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Credit Risk Executive in Commercial and Specialized Industries, you will lead Credit Risk for the Southeast region as well as Aerospace, Defense and Government (ADG) nationwide. You will cover the states of Virginia, Washington DC, Tennessee, Florida, Georgia, Alabama, South Carolina, North Carolina, Maryland, and Arkansas. You will manage a high-performing team of 30 risk professionals while overseeing a portfolio of 400 clients, aggregating to $8B of exposure across a diversified set of industries, including Consumer and Retail, Industrials, Business Services, and Government Contractors. You will manage a portfolio that is complex, very active, and clients are generally rated non-investment grade and lending exposure in the portfolio covers the full spectrum of unsecured cash flow, secured cash flow, and asset-reliant secured structures. Your broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio; expertise in structuring commercial loan transactions and managing all types of credit risk; and a comprehensive knowledge of leveraged finance principles will be important to your success in the role.

Requirements

• Minimum of 15+ years relevant Commercial or Investment Bank Risk experience
• Superior credit, leveraged finance, negotiation, loan documentation skills
• Strong interpersonal skills and verbal and written communication, collaboration, partnership, and time management skills
• Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
• Prior management experience leading teams and influencing stakeholders
• Completion of a major corporate or investment bank credit training program, or equivalent experience, and a thorough understanding of bank credit policies and procedures
• BA/BS degree is required

Nice To Haves

• Strong experience with leveraged private equity owned businesses

Responsibilities

• Manage multiple levels of credit risk professionals across geographies, markets, and lines of business
• Lead and facilitate a robust and inclusive talent strategy and development plan across the organization
• Partner with executive risk management across the organization to drive, influence, and serve as an effective challenge to the business on client selection strategy and growth objectives for the business
• Review credit approval materials, ensure all credit risk policies are followed, and utilize approval authority and/or, where necessary, present and recommend credits for approval by senior management
• Serve as a key resource to the team on credit analysis, negotiation and execution of financing terms and conditions
• Lead processes to ensure risk ratings are accurate across the portfolio and reflect a current forward-looking view of the portfolio's health
• Provide early identification and proactive management of deteriorating credits and other problem situations and drive the team to successful outcomes
• Lead periodic portfolio reviews, watch list and credit surveillance meetings
• Achieve satisfactory audit and credit review results
• Maintain a control environment consistent with internal policies

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree