Bank of the Pacific-posted about 1 month ago
$21 - $26/Yr
Full-time • Entry Level
Lake Oswego, OR
101-250 employees
Credit Intermediation and Related Activities

Partners with Commercial Banking Officers and Treasury Management to facilitate a professional and timely on-boarding and customer experience. Cultivates commercial banking relationships by providing timely, accurate, and professional customer service and problem resolution. Responds to overall general banking questions and provides assistance with funds transfer requests, stop payment requests, wire transfer requests, image/statement requests, transaction posting errors/resolution, account analysis and bank account statement questions, and inquiries regarding funds availability Facilitates the transition of client's operating business to Bank of the Pacific, ensuring timely and accurate implementation of deposit accounts, online banking and treasury services. Discuss treasury management services as well as other fee based online services with clients. Fully explain the features and benefits of the online services. Provides efficient and accurate training of online services including NACHA requirements and cyber security best practices. Opens new accounts, set up all new loan customer profiles in Horizon and prepares, as requested, documentation for new accounts, online banking, wire transfers, ACH origination, business bill pay, and positive pay. Accurately performs account and treasury service maintenance functions including but not limited to: general account maintenance (adding, removing and updating account signers, address changes, statement settings, account analysis maintenance, adding and maintaining accounts, users, functionality, and limits to online banking, positive pay, perform password resets, supplemental training, etc.). Perform maintenance on clean-up projects as needed. Processes client deposits, transfers, wires, loan advances, etc., within assigned level of authority in accordance with bank procedures. Establishes, maintains, and updates files, records, accounts and other information as needed to support and document office activities. As directed by the relationship manager, work directly with client to ensure issues needing immediate attention are resolved in a timely fashion. Maintains current working knowledge of commercial account products, treasury management services, digital products and investment alternatives. Maintains a thorough understanding of the relationships/portfolios supported. Provide Intra-Department support with reports and balancing. Perform back office duties to support ACH Origination and daily oversight of ACH delivery to Fed as well as ACH Risk Exposure Monitoring. Review daily ACH reports, prepare return/exceptions, prepare notices and or notify appropriate department or company of returns, notice of change or pre-notes. Communicate with branches on ACH originations and bill payments with insufficient funds. Cancel bill payments in iPay per branch request. Perform daily review of positive pay exceptions. Work with ACH Operator to return ACH and Check exceptions flagged for return by client. Review and resolve suspect ACH and Wires within online risk fraud analytics. Add branch stop payments to Horizon. Review payments and payees in Business Bill Pay for potential OFAC violations. Additional duties as assigned.

  • Partners with Commercial Banking Officers and Treasury Management to facilitate a professional and timely on-boarding and customer experience.
  • Cultivates commercial banking relationships by providing timely, accurate, and professional customer service and problem resolution.
  • Responds to overall general banking questions and provides assistance with funds transfer requests, stop payment requests, wire transfer requests, image/statement requests, transaction posting errors/resolution, account analysis and bank account statement questions, and inquiries regarding funds availability
  • Facilitates the transition of client's operating business to Bank of the Pacific, ensuring timely and accurate implementation of deposit accounts, online banking and treasury services.
  • Discuss treasury management services as well as other fee based online services with clients.
  • Fully explain the features and benefits of the online services.
  • Provides efficient and accurate training of online services including NACHA requirements and cyber security best practices.
  • Opens new accounts, set up all new loan customer profiles in Horizon and prepares, as requested, documentation for new accounts, online banking, wire transfers, ACH origination, business bill pay, and positive pay.
  • Accurately performs account and treasury service maintenance functions including but not limited to: general account maintenance (adding, removing and updating account signers, address changes, statement settings, account analysis maintenance, adding and maintaining accounts, users, functionality, and limits to online banking, positive pay, perform password resets, supplemental training, etc.).
  • Perform maintenance on clean-up projects as needed.
  • Processes client deposits, transfers, wires, loan advances, etc., within assigned level of authority in accordance with bank procedures.
  • Establishes, maintains, and updates files, records, accounts and other information as needed to support and document office activities.
  • As directed by the relationship manager, work directly with client to ensure issues needing immediate attention are resolved in a timely fashion.
  • Maintains current working knowledge of commercial account products, treasury management services, digital products and investment alternatives.
  • Maintains a thorough understanding of the relationships/portfolios supported.
  • Provide Intra-Department support with reports and balancing.
  • Perform back office duties to support ACH Origination and daily oversight of ACH delivery to Fed as well as ACH Risk Exposure Monitoring.
  • Review daily ACH reports, prepare return/exceptions, prepare notices and or notify appropriate department or company of returns, notice of change or pre-notes.
  • Communicate with branches on ACH originations and bill payments with insufficient funds.
  • Cancel bill payments in iPay per branch request.
  • Perform daily review of positive pay exceptions.
  • Work with ACH Operator to return ACH and Check exceptions flagged for return by client.
  • Review and resolve suspect ACH and Wires within online risk fraud analytics.
  • Add branch stop payments to Horizon.
  • Review payments and payees in Business Bill Pay for potential OFAC violations.
  • Additional duties as assigned.
  • High School diploma or equivalent
  • 2+ years of recent experience in commercial banking, customer service, new account processing, treasury management customer service, and/or support environment with a thorough knowledge of commercial business account operations and banking services.
  • Excellent oral and written communication skills
  • Excellent attention to detail and accuracy
  • Excellent follow-up skills
  • Knowledge of retail and commercial banking products and services
  • Knowledge of payment products
  • Ability to understand and apply internal policies, standards, procedures and practices to the assigned function
  • Competent with software applications as required by specific job duties, to computer regulatory code assignments
  • Ability to apply state and federal regulatory/reporting requirements pertaining to assigned function
  • Knowledge of modern office practices and procedures
  • Knowledge of Treasury Management Services products and systems
  • Familiarity of the Account Analysis System
  • Understanding of new account regulations and requirements
  • Experience with opening and maintaining new accounts
  • Experience with the online banking platform, online banking and mobile app
  • Able to work independently and in a team
  • Ability to take ownership of client needs and provide excellent customer service
  • Basic proficiency in PC software including word processing and spreadsheet programs, and bank customer information and transaction programs
  • Undergraduate degree in business administration or equivalent experience, preferred.
  • General knowledge of loan operations, documentation, terms and collateral, preferred.
  • Salary range for this position is $21.00 to $26.00 per hour. The specific salary offered will depend on several factors including but not limited to applicant's knowledge, skills and experience relevant to the position.
  • Eligible to participate in annual incentive plan.
  • We offer a comprehensive healthcare benefit package that includes: Medical, Dental, Vision, EAP, LTD, STD, Group Life, VTL, AD&D, FSA, DCAP, LFSA, and HSA.
  • Retirement Savings Plan through 401(k) with an additional Roth 401(k) option. We match 100% of your deferral up to 5% of eligible compensation.
  • Wellness Dollars up to $500 per year.
  • Weekend Wellness Hours, 4 per quarter.
  • Paid Birthday and Anniversary Holiday
  • 11 paid Holidays per Year
  • Sick Leave Time - Earn up to 8 days each Year
  • Vacation - 12 days each Year (first year adjusted based on hire)
  • Vacation Purchase Plan
  • Tuition Reimbursement
  • Employee Banking Privileges and Special Loan Features.
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