Commercial Relationship Manager II

SouthState Bank

81d

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Requirements

• A Bachelor’s degree in business, finance, banking or related field is required.
• Minimum of 5-10 years commercial lending experience.
• Extensive knowledge of all Bank products, services, procedures and practices.
• In-depth knowledge of Federal and State lending regulations and Bank policies.
• Familiarity with the local business community is strongly preferred.
• Well-developed sales, interpersonal and negotiating skills.
• Excellent written and verbal communication skills.
• Basic accounting and credit skills.
• Detail oriented with the ability to prioritize complex work assignments.
• Proven analytical skills and ability to evaluate credit worthiness.
• Proficient in the use of basic office equipment, especially calculator and computer.
• Proficiency in Microsoft Word, Excel, and Outlook.

Nice To Haves

• Graduation from a recognized school of banking is an asset.

Responsibilities

• Develop new business through sales efforts in a SouthState metropolitan market.
• Manage a high level loan and deposit portfolio providing superior client service.
• Analyze financial information to evaluate the credit worthiness of loan requests.
• Compile loan packages ensuring completeness and accuracy of information provided.
• Sell and cross-sell additional products and services of the Bank.
• Ensure that all loans are in compliance with State and Federal regulations and Bank policies and procedures.
• Participate in a business development plan to increase loan and deposit portfolio of commercial clients.
• Develop consultative relationships with prospects and clients to deliver appropriate banking solutions.
• Manage the flow of loan and deposit requests to ensure credit quality and responsiveness.
• Collaborate with Treasury Management Sales Officers, Capital Markets, Wealth and Retail.
• Underwrite loan requests within the parameters of the Bank’s policies and procedures.
• Manage and service assigned loan portfolio.
• Ensure all required documentation is in file for all loans and deposits.
• Partner with Credit to properly risk grade each loan in the assigned portfolio.
• Price each loan and deposit product according to current Bank pricing guidelines.
• Document credit quality and competitive factors that justify departures from approved pricing regulations.
• Demonstrate a commitment to fair lending practices.
• Remain knowledgeable of all laws and regulations governing lending activities.
• Resolve client problems and assist with general inquiries.
• Provide superior service to existing clients.
• Build and maintain positive working relationships with COIs and others in the community.

Benefits

• Equal Opportunity Employer, including disabled/veterans.

What This Job Offers

• Career Level: Mid Level
• Education Level: Bachelor's degree