Commercial Real Estate Review Appraiser

Banco Santander•Trenton, NJ

18h•Remote

About The Position

Commercial Real Estate Review Appraiser - Remote Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Commercial Real Estate Review Appraiser Ideal Candidate Must Have : 5+ years of direct Commercial Real Estate appraisal review experience within a Bank's Commercial Real Estate Appraisal Review Department ( strongly preferred and required for success in this role) State Certified General Appraiser in at least one of the following states (NY, NJ, PA, DE or MD) – Required Must have a strong background in engaging and reviewing commercial appraisal reports for diverse existing and proposed property types ( multifamily, office, industrial, special use) The Difference You Make: The Commercial Real Estate Review Appraiser delivers specialized appraisal review and advisory services to support Santander Bank’s lending and risk management functions. This role ensures complex valuations are credible, compliant, and aligned with regulatory standards and the bank’s risk appetite. You will partner across all lines of defense, providing independent review, challenge, and guidance on valuation risk to support sound credit decisions. As a subject matter expert in commercial real estate appraisal review , your work directly influences credit quality, risk mitigation, and portfolio performance.

Requirements

5+ years of direct Commercial Real Estate appraisal review experience within a Bank's Commercial Real Estate Appraisal Review Department ( strongly preferred and required for success in this role)
State Certified General Appraiser in at least one of the following states (NY, NJ, PA, DE or MD) – Required
Must have a strong background in engaging and reviewing commercial appraisal reports for diverse existing and proposed property types ( multifamily, office, industrial, special use)
Strong experience with complex commercial valuations
Demonstrated experience reviewing complex commercial real estate valuations across asset types.
Deep expertise in CRE appraisal review and valuation analysis
Strong knowledge of regulatory standards including FIRREA and USPAP
Strong analytical and risk assessment skills
Clear communication and sound judgment
Proficiency in Microsoft WORD and EXCEL
Ability to manage multiple priorities and influence stakeholders

Nice To Haves

MAI designation a plus
Bachelor’s degree in Finance, Real Estate, Economics, or related field preferred.

Responsibilities

Appraisal Review & Valuation Review complex CRE appraisals for accuracy, completeness, and credibility
Identify risks, inconsistencies, and areas requiring escalation
Deliver clear, well-supported, audit-ready conclusions
Support timely and effective lending decisions
Risk Management Assess valuation and collateral risk exposure
Ensure compliance with FIRREA, USPAP, and internal policies
Investigate issues and recommend mitigation strategies
Communicate findings to senior stakeholders
Portfolio & Process Improvement Monitor portfolio trends and emerging valuation risks
Enhance appraisal review processes and quality controls
Drive best practices and continuous improvement
Advisory & Collaboration Advise lending teams on complex valuations
Partner across risk, credit, and business functions
Promote strong valuation and risk management practices