Commercial Real Estate Program Analyst

Wells Fargo • San Francisco, CA

201d • $100,000 - $110,000

About The Position

Wells Fargo is seeking talent to join the 2025 Commercial Real Estate Early Career Development Program in Corporate and Investment Banking. This program is designed for individuals who are passionate about commercial real estate and want to develop their careers in this field. The program is non-rotational and offers positions in various areas such as Real Estate Banking, Senior Housing Finance, Hospitality Finance, REIT Finance, Community Lending and Investment, Commercial Mortgage Loan and Securities Finance, Multifamily Capital, Specialty Capital, Real Estate Syndicated Finance, and Real Estate Securitization & Capital Markets. Analysts will work closely with relationship managers to underwrite real estate and develop a deep understanding of market fundamentals and borrower profiles. The program includes a comprehensive training program in Charlotte, followed by on-the-job coaching and mentoring.

Requirements

• 6+ months of Commercial Real Estate Relationship Management - Program experience, or equivalent.
• A BS/BA degree or higher with an expected graduation.

Nice To Haves

• Knowledge and understanding of financial markets.
• Strong analytical skills with high attention to detail.
• Ability to be proactive, innovative, and creative.
• Ability to interact with integrity and professionalism.
• Good verbal, written, and interpersonal communication skills.
• Advanced Microsoft Office skills.

Responsibilities

• Assemble complex financial models projecting potential financial performance of assets and underwriting risks.
• Research specific real estate markets and assess market data and trends.
• Identify credit issues early in the underwriting process and recommend ways to reduce exposure.
• Prepare borrower/guarantor financial reviews and write memorandums focused on key risk factors.
• Partner with relationship managers to structure multi-million dollar transactions.
• Review and assist in the development of loan agreements and ancillary documents.
• Participate in property tours and site visits to assess real estate viability.
• Ensure compliance with Wells Fargo's BSA/AML requirements.
• Engage vendors for third-party reports, including appraisals and environmental reports.

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree