Commercial Real Estate, Mortgage Loan Officer

Constellation Insurance, Inc.•Montgomery, OH

3h•Hybrid

About The Position

As the Commercial Real Estate Mortgage Loan Officer, you will play a key role in driving commercial real estate lending strategy by originating, underwriting, and closing high-quality mortgage investments. This position combines production, relationship management, and technical expertise to support the growth and performance of the mortgage portfolio.

Requirements

Bachelor's degree required
10+ years of commercial real estate lending experience
Proven ability to originate and close high-quality mortgage loans at consistent volume
Strong understanding of underwriting, due diligence, and real estate investment evaluation
Demonstrated ability to build and maintain relationships across the commercial real estate market
Knowledge of legal, financial, and market considerations related to mortgage lending
Experience working across U.S. real estate markets
Strong analytical, organizational, and problem-solving skills
Excellent communication and negotiation abilities
Ability to manage multiple priorities and work independently
Proficiency in Microsoft Office (Excel, Word, PowerPoint)

Nice To Haves

Real Estate concentration (for Bachelor's degree)
MBA
Preferably within the life insurance industry (for 10+ years of experience)

Responsibilities

Originate and produce commercial mortgage loans within an assigned territory or market segment
Build and maintain strong relationships with mortgage banking correspondents to position the company as a preferred lending partner
Underwrite and structure commercial real estate loans, including financial analysis, pricing, and risk assessment
Conduct site visits and market inspections to evaluate potential and existing investments
Present loan opportunities to the Investment Management Committee for approval
Partner with internal teams to support the loan closing process, ensuring accuracy and efficiency
Review loan documentation and property reports to ensure compliance with company standards
Guide and mentor mortgage loan analysts throughout underwriting, approval, and post-closing processes
Serve as a resource to loan closers and servicers to support ongoing portfolio performance

Benefits

Competitive pay: Fair compensation for your hard work.
Healthcare coverage: Comprehensive medical, dental, and vision from day one.
Life insurance: Company-paid coverage for you and your loved ones.
401(k) plan: Matching contributions to help secure your financial future.
Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
Work-life balance: Flexible time-off policy to recharge and pursue passions.
Dress for your day: Express your style comfortably at work.
Inclusion and Culture: A respectful environment that values unique contributions.
Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
Well-being focus: Programs to support a healthy balance between work and home life.
Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.