Commercial Portfolio Manager
About The Position
The Commercial Portfolio Manager is primarily responsible for assisting the commercial relationship manager in managing the commercial loan portfolio; including loan originations, portfolio monitoring, customer interaction, and participant bank communication. Loan origination responsibilities may include facilitating the underwriting and loan closing processes. Performs all functions involved with the origination and servicing of CRE and commercial loan relationships to enable the Commercial Relationship Managers to utilize their time in relationship management development and expansion, customer interaction, and new customer generation Assists the Relationship Manager in obtaining credit, financial, and collateral information Assists loan officers during loan closings and other meetings and interacts with customers Cross-sells related banking services to include cash management, deposit products, asset management services, and investment products Coordinates with other lending officers, attorneys, title insurance companies, appraisers, credit analyst, administrative support, document preparation, or others in the origination and servicing of credit facilities Receives and obtains approval for customer requests to include draw requests, account transfers, and deposit questions as needed Manages collateral monitoring and reporting Spreads financial statements, performs financial and collateral analysis and develops and completes credit offerings for review and approval May require work on physical bank premises
Requirements
- Bachelor's degree in business or banking preferred
- 2 years of experience in commercial lending
- Manage loan portfolio $5-$8 million, and expands existing relationships within the portfolio, coordinates with analyst and support staff during overflow situations to assure appropriate priority of new loan request flow; manages and maintains credit files
- Working knowledge of Microsoft Excel and MS Word
- Basic keyboarding and calculator skills
- Must be able to do simple math and carry out written instructions
- Travel to variety of locations to perform work and/or attend meetings as required.
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
Nice To Haves
- ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
Responsibilities
- Assisting the commercial relationship manager in managing the commercial loan portfolio
- Loan originations
- Portfolio monitoring
- Customer interaction
- Participant bank communication
- Facilitating the underwriting and loan closing processes
- Obtaining credit, financial, and collateral information
- Cross-selling related banking services
- Coordinating with other lending officers, attorneys, title insurance companies, appraisers, credit analyst, administrative support, document preparation, or others in the origination and servicing of credit facilities
- Receiving and obtaining approval for customer requests
- Managing collateral monitoring and reporting
- Spreading financial statements
- Performing financial and collateral analysis
- Developing and completing credit offerings for review and approval
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
