Commercial Portfolio Manager

EverBank • Jacksonville, FL

1d

About The Position

The Commercial Portfolio Manager is responsible for monitoring and managing the
credit quality of an assigned commercial real estate loan portfolio. This role
ensures timely receipt of financial information and conducts periodic credit
reviews to maintain accurate risk ratings and reserves. Under limited
supervision, this role also evaluates and facilitates loan renewals and
modifications.

Requirements

• 3 years of experience supporting and managing commercial portfolios
• Prior knowledge and experience with Multifamily and/or CRE lending

Nice To Haves

• 5+ years of experience managing Multifamily loan portfolios
• Advanced skills in credit analysis for a large financial institution

Responsibilities

• Performs credit analysis on commercial real estate properties by analyzing property operating statements, rent rolls, and borrower financial statements and performs financial modeling scenarios in accordance with credit policies.
• Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, and modifies servicing plans as needed.
• Identifies deteriorating credits, develops comprehensive action plans, in consultation with the Special Assets Department, to minimize losses.
• Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.
• Identifies and structures renewals for loan retention and prepares credit approval packages.
• Assists in the closing process to ensure loans are closed timely and documented as approved.
• Serves as the primary liaison with customers, responds to customers’ requests for modifications, extensions, or servicing needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager