Commercial Portfolio Manager II

SouthState Bank • Arcola, VA

98d

About The Position

The Commercial Portfolio Manager I supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial, CRE or Middle Market) providing quality underwriting, sound portfolio management and superior client service.

Requirements

• Four-year degree in Business Administration, Finance, Accounting or related field.
• Minimum of 2-4 years’ experience in credit analysis, commercial banking, business banking and/or portfolio management.
• Knowledge in accounting and lending principles.
• Excellent oral and written communication skills.
• In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.

Nice To Haves

• Graduation from a recognized school of banking.
• Familiarity with loan structuring and loan documentation.

Responsibilities

• Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities.
• Completes industry research, as needed, supporting existing and new Customers to the Bank.
• Compiles commercial loan packages ensuring completeness and accuracy of information provided.
• Completes additional credit analysis through more in-depth tools outside of the traditional spreads and global cash flow.
• Guides the loan request through the Credit Approval Process.
• Assures that large commercial loan relationships are in compliance with State and Federal regulations and Bank policies.
• Monitors and services the large commercial loan portfolios of the supported Commercial Bankers.
• Properly grades risk of each loan in the assigned portfolio.
• Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees.
• Ensures that all required documentation is in file for all loans and treasury management approvals.
• Builds and maintains positive working relationships with internal business partners.
• Undertakes special projects related to job function as determined by Credit Administration Leadership.
• Continuously updates skills by participating in professional training.
• Works with Relationship Manager, Credit Administrators and Loan Assistant to minimize past due loans.
• Demonstrates a commitment to fair lending practices.
• Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions.

What This Job Offers

• Career Level: Entry Level
• Education Level: Bachelor's degree